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Shela Heramis

September 2, 2025

6 Minutes Read

How does Cobalt ensure real-time accuracy across 11 states for UCC data?

Cobalt Intelligence offers direct, real-time access to Uniform Commercial Code (UCC) data from 11 states through its specialised UCC Filing Data API. This capability provides an immediate and transparent view into a business's financial encumbrances, allowing you to instantly detect existing liens and understand the full scope of a borrower’s financial landscape.

Alternative Financing

Shela Heramis

September 2, 2025

September 1, 2025

6 Minutes Read

How to Get UCC data from 11 states in real time?

Cobalt Intelligence bypasses unreliable third-party databases by going straight to each state's primary website or leveraging direct state agreements. This ensures that UCC filing data returned is current, reflecting the absolute latest public records, which is critical for time-sensitive decisions in lending and insurance.

Alternative Financing

Shela Heramis

September 2, 2025

September 02, 2025

6 Minutes Read

Bow River Adds $2B ABL Team in Major Acquisition

Multi-strategy firm doubles down on private credit

Alternative Financing

Shela Heramis

August 28, 2025

6 Minutes Read

Cantor Backs Knock's $900M Bridge Lending ABS

126% YoY Funded Loans Growth; 766 FICO, 35% LTV, 72% CLTV

Alternative Financing

Shela Heramis

August 26, 2025

August 21, 2025

6 Minutes Read

How does "admin dissolved" affect a business's legal standing in North Carolina?

The designation "Admin Dissolved" in North Carolina is far more than a clerical note; it represents a fundamental breakdown in a business's legal operability, signaling a significant red flag for any financial institution.

Alternative Financing

Shela Heramis

August 26, 2025

August 22, 2025

6 Minutes Read

Does admin dissolved mean the business is officially closed in North Carolina?

This blog post will meticulously detail what "Admin. Dissolved" means specifically within North Carolina's regulatory framework, elucidate its profound impact on a business's legal standing, and underscore why this status demands immediate and proactive attention from lending professionals.

Alternative Financing

Shela Heramis

August 26, 2025

August 29, 2025

6 Minutes Read

What are the common ineligibilities or red flags related to "NGS" status for lender?

For Illinois-based companies, encountering a "Not Good Standing (NGS)" status is a significant red flag that demands immediate attention and a clear understanding of its implications.

Alternative Financing

Shela Heramis

August 26, 2025

August 28, 2025

6 Minutes Read

What are the consequences for Illinois companies with "NGS" status?

At Cobalt Intelligence, we’re dedicated to empowering alternative funders like you with real-time, primary source business verification.

Alternative Financing

Shela Heramis

August 26, 2025

August 27, 2025

6 Minutes Read

Why is your business currently listed as Not Good Standing (NGS) with the Illinois Secretary of State?

In Illinois, a business listed as "Not Good Standing (NGS)" means that it "is currently operational but has not met certain state requirements, such as filing deadlines or fee payments, and is at risk of further penalties or dissolution if not rectified".

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here