All Blogs

← Back to Blog Home

Find the Cobalt articles that fit your question. Explore a topic, start with a useful example, or browse every article below.

Jump to all articles ↓

READ BY TOPIC

Explore by topic

Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

article card image

By

October 1, 2026

September 30, 2026

10 Minutes Read

SEC sues MCA funder over $4.5M syndication

The SEC says only about 30 of 5G Funding's 184 advances were collected in full while investor reports showed returns of 25% to 60%

article card image

Secretary of State API

By

September 4, 2026

September 30, 2026

10 Minutes Read

How Lender Platforms Should Filter and Store Secretary of State API Responses

A practical data model for filtering noisy Secretary of State API responses while preserving normalized evidence, provenance, and reviewer context.

article card image

Business Verification

By

September 4, 2026

September 29, 2026

10 Minutes Read

DBA vs Legal Entity: Resolve the Borrower Before Business Verification

Resolve a borrower's DBA to the correct legal entity before Secretary of State, TIN, UCC, court, or monitoring checks begin.

article card image

By

September 30, 2026

September 28, 2026

Valley buys Bluevine for $340M, chasing its deposits

A $66 billion bank is paying up for a nonbank lender's cheap deposits to close a 107% loan-to-core-deposit gap, not to grow its loan book.

article card image

Business Verification

By

September 4, 2026

September 28, 2026

13 Minutes Read

Point-in-Time KYB vs Ongoing Entity Monitoring for Commercial Loan Portfolios

Compare origination-time KYB with ongoing entity monitoring, then design baselines, change events, alert routing, cadence, and lifecycle controls.

article card image

By

September 28, 2026

September 25, 2026

Two lenders drove 84% of SBA defaults

A federal watchdog says the SBA stopped examining its nonbank 7(a) lenders in 2023, as $1.3 billion of loans entered liquidation.

article card image

Business Verification

By

August 27, 2026

September 25, 2026

How to Evaluate Business Verification Vendors by Their Limitations

A limitation-first vendor evaluation that turns coverage, freshness, delivery, ambiguity, completeness, and decision boundaries into production tests and fallbacks.

article card image

Alternative Financing

By

August 27, 2026

September 24, 2026

How to Build a UCC Coverage Roadmap and Safe Fallbacks

A coverage-first UCC workflow that interprets results only after jurisdiction, debtor identity, source support, filing types, and fallbacks are proven.

article card image

By

September 25, 2026

September 23, 2026

10 Minutes Read

Minnesota cuts Plain Green's interest to 0%

Plain Green admits nothing, may still collect principal and can resume Minnesota lending under state law after 120 days' notice.

article card image

Business Verification

By

August 27, 2026

September 23, 2026

TIN Verification in Quote-to-Cash Workflows

A versioned legal-customer identity gate connecting quote, contract, invoice, payment, and renewal records without turning a TIN match into a credit decision.