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article card imageNews
By
Shela Heramis
June 3, 2026
June 1, 2026
7 Mnutes Read

Axiom Tests Bank Speed In SMB Credit Fight

Bank Intake Is Coming For Cleaner SMB Files

Alternative Credit Data
Alternative Lending
Business
Financing
Lending
article card imageBusiness Verification
By
Shela Heramis
May 18, 2026
June 1, 2026
8 Minutes Read

EIN Verify: Your First Step to Fraud-Proof Lending

EIN verification belongs at the front of the lending waterfall because a name and tax ID mismatch is one of the fastest ways to stop fraud before expensive un

Underwriting
Alternative Lending
Lending
Risk Assessment
Fraud
article card imageNews
By
Shela Heramis
June 1, 2026
May 29, 2026
8 Minutes Read

BDC Marks Flash A Cash-Yield Warning

Warehouse lenders may tighten pool eligibility next

Alternative Credit Data
Alternative Lending
Business
Credit
Financing
article card imageSecretary of State API
By
Shela Heramis
May 18, 2026
May 29, 2026
19 Minutes Read

Is Manual Underwriting Dead? No, But Manual Verification Should Be

Is manual underwriting dead? No. The strategic shift is to automate business verification while keeping underwriters focused on judgment, exceptions, and risk policy.

Underwriting
Alternative Lending
Lending
Risk Assessment
Business
article card imageSecretary of State API
By
Shela Heramis
May 13, 2026
May 28, 2026
11 Minutes Read

How to Use the Cobalt CLI: Install, Authenticate, and Run KYB Verification in 5 Minutes

A step-by-step guide to installing the Cobalt CLI, authenticating against the Cobalt Intelligence API, and running real Secretary of State, OFAC, and TIN verification from your terminal or CI pipeline.

Tutorial
Alternative Lending
Compliance
Business
article card imageNews
By
Shela Heramis
May 28, 2026
May 27, 2026
7 Minutes Read

Banks Push $300B Into Private Credit Leverage

Why warehouse haircuts are the real read for MCA shops

Alternative Credit Data
Alternative Lending
Business
Credit
Financing
article card imageBusiness Verification
By
Shela Heramis
May 13, 2026
May 27, 2026
12 Minutes Read

Court Case API: Slash Underwriting Risk in Seconds (2026)

A 2026 guide to integrating court records data into real-time underwriting for alternative lenders. Vendor comparison, build-vs-buy math, and the 5 RFP questions that expose data resellers.

Underwriting
Alternative Lending
Lending
Risk Assessment
Compliance
article card imageBusiness Verification
By
Shela Heramis
May 7, 2026
May 26, 2026
13 Minutes Read

Business Entity Verification API for High Volume Lenders (2026 Scaling Guide)

A CTO-and-VP-Engineering guide to selecting and architecting business entity verification at 50,000-plus monthly volume with SLA architecture, multi-region failover, vendor consolidation strategy, and the executive engineering metrics that survive a board review.

Lending
Alternative Lending
Risk Assessment
Business
Tutorial
article card imageNews
By
Shela Heramis
May 26, 2026
May 25, 2026
8 Minutes Read

OCC Hits CFSB With BSA/AML Consent Order

Bank reviews may hit ACH, KYB, brokers, and renewals

Alternative Credit Data
Alternative Lending
Business
Financing
Lending
article card imageBusiness Verification
By
Shela Heramis
May 7, 2026
May 25, 2026
12 Minutes Read

How to Replace Manual Business Verification with API (2026 Transformation Guide)

A pre-migration decision guide for the operations leader making the case for verification automation, with fully-loaded manual cost calculation, before-after workflow comparison, ROI worksheet, and the year-one accountability milestones.

Lending
Alternative Lending
Risk Assessment
Business
Tutorial
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