All Blogs

A versioned legal-customer identity gate connecting quote, contract, invoice, payment, and renewal records without turning a TIN match into a credit decision.

Business Verification

Shela Heramis

August 27, 2026

September 22, 2026

7 Minutes Read

How to Store TIN Verification in Lending CRM Workflows

A lending CRM event model for reproducible TIN evidence, idempotent callbacks, correction history, sensitive-data controls, and policy routing.

Shela Heramis

September 22, 2026

September 21, 2026

11 Minutes Read

Credit Acceptance waives $634M of loans

Credit Acceptance says the settlement needs no new charge; the decree caps sub-600 vehicle prices at 109% of book and bars debt sales on early defaults.

Alternative Financing

Shela Heramis

August 27, 2026

September 21, 2026

7 Minutes Read

A Six-Layer Risk Assessment Framework for Alternative Lenders

A six-layer architecture that separates source evidence, normalized signals, lender policy, credit models, exceptions, and the authorized outcome.

Alternative Financing

Shela Heramis

August 27, 2026

September 18, 2026

5 Minutes Read

How to Design a Dependency-Aware Pre-Screening Waterfall

A dependency-aware verification waterfall that resolves the legal subject, branches by coverage, parallelizes independent checks, and fails closed on missing evidence.

Alternative Financing

Shela Heramis

August 27, 2026

September 17, 2026

5 Minutes Read

OFAC Match Scores Need Change Control, Not Slider Tuning

A change-control process for OFAC similarity thresholds using labeled cases, shadow runs, protected candidates, approval, rollback, and post-release monitoring.

News

Shela Heramis

September 18, 2026

September 16, 2026

9 Minutes Read

Fed hike lifts prime to 7%

Fed officials see a 4.1% median rate at year-end, and prime-indexed bank payments rise for merchants who carry them.

Business Verification

Shela Heramis

August 27, 2026

September 16, 2026

6 Minutes Read

How to Turn No-Match Results Into Finite-State Workflows

A finite-state no-match workflow with classified causes, named owners, bounded retries, evidence requests, defensible closure, and controlled reopening.

Business Verification

Shela Heramis

August 27, 2026

September 15, 2026

6 Minutes Read

How to Find Businesses Registered Across Multiple States

A multi-state search workflow that collects state candidates broadly, then clusters records only when formation, identifiers, addresses, and people support the link.