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Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

Business Verification

Shela Heramis

September 4, 2026

October 8, 2026

10 Minutes Read

Coverage-First Court Record Screening: Check Jurisdiction Before Ordering the Search

Confirm jurisdiction and source coverage before ordering a court-record search so empty results are not mistaken for clean evidence.

News

Shela Heramis

October 9, 2026

October 7, 2026

9 Minutes Read

GPU share of $869M ABS goes undisclosed

A lender reading the public releases cannot tell how much is AI chips

Business Verification

Shela Heramis

September 4, 2026

October 7, 2026

10 Minutes Read

IRS TIN Matching Is Unavailable: Retry the Check Without Creating a False No-Match

Preserve an unresolved TIN result, retry IRS matching with bounded backoff, and avoid turning source unavailability into a false no-match.

Business Verification

Shela Heramis

September 4, 2026

October 6, 2026

10 Minutes Read

When the TIN Name and Secretary of State Name Disagree: A Verification Escalation Workflow

Route TIN and Secretary of State name disagreements through correction, retry, document review, and policy-owned escalation without assuming fraud.

News

Shela Heramis

October 7, 2026

October 5,2026

9 Minutes Read

Camp Ch. 11 hits 42 MCA funders

The debtors doubt the funders perfected their claim to the cash

Alternative Financing

Shela Heramis

September 4, 2026

October 5, 2026

10 Minutes Read

Why Legal-Name Resolution Comes Before a UCC Filing Search

Resolve the exact legal debtor name before a UCC search so the filing evidence is tied to the right borrower and exception route.

News

Shela Heramis

October 5, 2026

October 2, 2026

9 Minutes Read

California requires MCA licenses by 2028

Unlicensed deals lose enforceability starting January 1, 2028

Secretary of State API

Shela Heramis

September 4, 2026

October 2, 2026

10 Minutes Read

Filing Date Verification for Time-in-Business Rules in Alternative Lending

Use official filing dates in time-in-business rules without overstating what formation evidence proves about actual operating history.

Business Verification

Shela Heramis

September 4, 2026

October 1, 2026

10 Minutes Read

Using Business Status Checks to Prioritize Commercial Collections

Use current business status as one collections-prioritization signal, with evidence rules that prevent status alone from driving the action.

News

Shela Heramis

October 1, 2026

September 30, 2026

10 Minutes Read

SEC sues MCA funder over $4.5M syndication

The SEC says only about 30 of 5G Funding's 184 advances were collected in full while investor reports showed returns of 25% to 60%