All Blogs

February 25, 2026

March 8, 2026

Upstart Sells $333M Auto Loan Portfolio to Bayview: What AI Lending's Balance Sheet Pivot Means for the Industry

Upstart sold $333 million in auto loan assets to Bayview Asset Management and signed a $200M forward-flow deal with Wafra. Here is what it means for alternative lenders.

Business Verification

Shela Heramis

March 7, 2026

12 Minutes Read

Find Related Businesses: What CTOs Need to Know About Cross-Entity Verification

Find Related Businesses adds cross-entity matching to existing SOS API calls with one parameter. Surface connected businesses by officer and agent across all 50 states.

Alternative Financing

Shela Heramis

February 25, 2026

March 5, 2026

4 Minutes Read

Senator Reed's Predatory Lending Elimination Act: What Alternative Lenders Need to Know About the Proposed 36% APR Cap

Senator Jack Reed introduced S. 3793, the Predatory Lending Elimination Act, proposing a nationwide 36% APR cap on consumer loans. Here is what alternative lenders need to know.

Business Verification

Shela Heramis

March 7, 2026

14 Minutes Read

Why Are Construction Lenders Still Funding Unlicensed Contractors in 2026?

Manual contractor license verification across state portals is slow, inconsistent, and easy to skip. Here is what the enforcement data shows and how to automate it.

News

Shela Heramis

March 8, 2026

Mach 6, 2026

6 Minutes Read

Fora hits $5B, Now Building Dedicated ISO Platform

225% ISO channel growth signals a distribution shift

Business Verification

Shela Heramis

January 27, 2026

March 6 2026

15 Minutes Read

Massachusetts Business Entity Verification: What Alternative Lenders Need to Know

Guide to Massachusetts entity verification for alternative lenders. Covers the four primary statuses from the Secretary of the Commonwealth, unique terminology, and multi-state verification approach.

Business Verification

Shela Heramis

January 27, 2026

Mach 5, 2026

15 Minutes Read

Michigan Business Entity Verification: What Alternative Lenders Need to Know

Guide to Michigan entity verification for alternative lenders. Covers the nine LARA statuses including multiple dissolution types, and provides risk-tier mapping for automated underwriting.

News

Shela Heramis

March 6, 2026

March 4, 2026

6 Minutes Read

OppFi Defeats DFPI in California True Lender Ruling

Five factors courts now use to validate your structure

Alternative Financing

Shela Heramis

February 25, 2026

March 4, 2026

4 Minutes Read

New Jersey's Big Bet on Disparate Impact: What the AG's New Rules Mean for Lenders and AI

New Jersey adopted the most comprehensive state-level disparate impact regulations, with explicit AI provisions. Lenders using automated decisioning must comply now.

Alternative Financing

Shela Heramis

February 12, 2026

March 4, 2026

8 Minutes Read

Colony Ridge Pays $68M: The DOJ Enforcement Path Most Lenders Aren't Watching

DOJ Civil Rights Division secured $68M from Colony Ridge for predatory lending. ECOA enforcement applies to any credit extender, including non-bank lenders and MCA funders.