All Blogs

← Back to Blog Home

Find the Cobalt articles that fit your question. Explore a topic, start with a useful example, or browse every article below.

Jump to all articles ↓

READ BY TOPIC

Explore by topic

Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.
Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

article card imageNews
By
Shela Heramis
May 28, 2026
May 27, 2026
7 Minutes Read

Banks Push $300B Into Private Credit Leverage

Why warehouse haircuts are the real read for MCA shops

Alternative Credit Data
Alternative Lending
Business
Credit
Financing
article card imageBusiness Verification
By
Shela Heramis
May 13, 2026
May 27, 2026
12 Minutes Read

Court Case API: Slash Underwriting Risk in Seconds (2026)

A 2026 guide to integrating court records data into real-time underwriting for alternative lenders. Vendor comparison, build-vs-buy math, and the 5 RFP questions that expose data resellers.

Underwriting
Alternative Lending
Lending
Risk Assessment
Compliance
article card imageBusiness Verification
By
Shela Heramis
May 7, 2026
May 26, 2026
13 Minutes Read

Business Entity Verification API for High Volume Lenders (2026 Scaling Guide)

A CTO-and-VP-Engineering guide to selecting and architecting business entity verification at 50,000-plus monthly volume with SLA architecture, multi-region failover, vendor consolidation strategy, and the executive engineering metrics that survive a board review.

Lending
Alternative Lending
Risk Assessment
Business
Tutorial
article card imageNews
By
Shela Heramis
May 26, 2026
May 25, 2026
8 Minutes Read

OCC Hits CFSB With BSA/AML Consent Order

Bank reviews may hit ACH, KYB, brokers, and renewals

Alternative Credit Data
Alternative Lending
Business
Financing
Lending
article card imageBusiness Verification
By
Shela Heramis
May 7, 2026
May 25, 2026
12 Minutes Read

How to Replace Manual Business Verification with API (2026 Transformation Guide)

A pre-migration decision guide for the operations leader making the case for verification automation, with fully-loaded manual cost calculation, before-after workflow comparison, ROI worksheet, and the year-one accountability milestones.

Lending
Alternative Lending
Risk Assessment
Business
Tutorial
article card imageNews
By
Shela Heramis
May 25, 2026
May 22, 2026
7 Minutes Read

EverBank Dispute Precedes American Tool Ch. 11 Filing

Fast lenders need a four-hour bankruptcy response protocol

Alternative Credit Data
Alternative Lending
Business
Credit
Financing
article card imageSecretary of State API
By
Shela Heramis
May 7, 2026
May 22, 2026
13 Minutes Read

How to Automate Secretary of State Business Lookups at Scale (2026 Engineering Architecture)

A senior backend engineer's guide to automating 50,000-plus Secretary of State lookups per month with rate-limit governance, async-first contract design, audit-grade caching, and per-tier SLOs.

Lending
Alternative Lending
Risk Assessment
Business
Tutorial
article card imageBusiness Verification
By
Shela Heramis
May 7, 2026
May 21, 2026
13 Minutes Read

How to Automate Business Verification for Lending (2026 Operations Playbook)

A phased operations migration playbook for Directors of Operations moving from manual SoS plus UCC verification to a chained API workflow, with throughput economics, change-management steps, and a 90-day KPI plan.

Lending
Alternative Lending
Risk Assessment
Business
Tutorial
article card imageNews
By
Shela Heramis
May 21, 2026
May 20, 2026
8 Minutes Read

FundCanna Secures $60M for Cannabis Lending

$40B AUM backer, unnamed. The caveat is the point. $75M total capital.

Alternative Credit Data
Alternative Lending
Business
Compliance
Financing
article card imageBusiness Verification
By
Shela Heramis
May 7, 2026
May 20, 2026
14 Minutes Read

What Are the Best Business Data APIs for U.S. Company Verification? (2026 Buyer's Guide)

A 2026 procurement-grade buyer's guide naming the five business data API lanes for U.S. company verification, the leaders in each, concrete pricing ballparks, the Middesk-vs-data-layer question answered directly, and an MCA workflow callout.

Compliance
Lending
Alternative Lending
Risk Assessment
Business
Menu
HomeContact UsNewsletterBlogs
Categories
Secretary of State APIAlternative FinanceAI & AutomationAI Fintech
Financial Tools
Disclosure Helper GPTAlternative Funder Expert GPTAutomated Underwriter GPT
Follow
Youtubelinkedinfacebooktwitter
©2022 Cobalt Intelligence. All rights reserved.