TIN Verification API -
Real-Time Business Tax ID Verification

Transform Your Business Validation Process with Instant IRS Data

Streamline your tax ID verification workflow with Cobalt Intelligence's comprehensive TIN verification API. Access real-time IRS database verification to validate business credentials instantly and securely.

Real-Time Business Verification

Our TIN number verification API delivers immediate validation through direct IRS database integration, processing thousands of applications monthly with automated precision. Whether handling individual tax ID verifications or bulk requests, our system provides instant results while maintaining bank-grade security standards.

Real-Time IRS Integration

Direct IRS database access for instant TIN verification
Automated business validation system
Support for both EIN and SSN verification
Name matching with confidence level indicators

Advanced Security Protocol

Zero-storage policy for sensitive data
End-to-end encrypted transmission
Full compliance with federal data protection standards
Secure TIN number checking API

Scalable Processing

Handle verifications simultaneously
Long polling technique for extended requests
Callback URL for efficient data retrieval
Real-time API response times

Business Impact in Alternative Lending Industry

Streamlined Underwriting

Reduce manual verification from hours to seconds
Automate compliance checks
Support KYB requirements

Enhanced Risk Management

Prevent fraudulent applications through real-time verification
Validate business legitimacy instantly
Strengthen due diligence processes
Support AML compliance

Comprehensive Data Access

Full IRS database integration
Court data coverage for NYS and Miami-Dade County
UCC data coverage across 11 states

Integration & Support

Quick Implementation

RESTful API architecture
Comprehensive documentation
Developer-friendly endpoints
Integration support available

Enterprise Support

Dedicated technical assistance
Integration guidance
Ongoing consultation
Nominal support charges may apply

Pricing

Flexible Options

Volume-based pricing
Decreasing cost per request with scale
Annual plan discounts
Additional charges for resource-intensive requests
Custom enterprise plans
Pilot programs

How current is your data?

We pull data directly from state databases in real-time, providing primary source verification with screenshots for audit trails

What states do you cover?

ALL 50 states plus DC. No exceptions.

How fast is the integration?

Most clients are up and running in LESS THAN A WEEK.

How does the confidence level indicator work?

Our system assigns a score between 0 and 1, with 1 indicating an exact match. This helps assess the accuracy of business name matches

Can the API handle business name variations?

Yes, our system handles common variations, including business suffixes like LLC, and removes unnecessary punctuation to improve match accuracy

What types of fraud can your system help detect?

Our API helps identify unregistered businesses, expired entities, and discrepancies in business officer information or addresses

How does the API handle EIN verification?

The API verifies EIN numbers with the IRS, matching them against submitted business names for additional verification.

What integration support do you provide?

We offer comprehensive API documentation, dedicated technical support, and flexible implementation options to ensure smooth integration

What customization options are available within the API?

Clients are free to use the data they get back in any way that suits their process and that is legal. Cobalt Intelligence is open to discussing specific customization requests, though they find that most clients' needs are well met with the current capabilities of their API.