Contractor License API

Instant Multi-State Contractor License Verification for Alternative Lenders

Transform your contractor verification process with real-time license data across multiple states. Our Contractor License Verification API delivers instant results for alternative lenders, underwriters, and compliance teams.

Comprehensive State Coverage

Access instant contractor license verification across major states:

Get SOS API FREE Credits

Plus FREE access to our Financial AI Tools

  • Free Credit Risk Modeling Tool using AI
  • Automate Term Sheets for State Regulations in Alternative Finance
  • Alternative Finance Disclosure Law Helper
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Advanced Verification Features

Real-Time License Data

Fraud Prevention

Technical Integration

# Sample API Request
GET /contractorSearch
{
  "licenseNumber": "123456",
  "start": "CA",
  "callbackUrl": "https://your-callback.com"
}

We pull data directly from state databases in real-time, providing primary source verification with screenshots for audit trails

ALL 50 states plus DC. No exceptions.

Most clients are up and running in LESS THAN A WEEK.

Our system assigns a score between 0 and 1, with 1 indicating an exact match. This helps assess the accuracy of business name matches

Yes, our system handles common variations, including business suffixes like LLC, and removes unnecessary punctuation to improve match accuracy

Our API helps identify unregistered businesses, expired entities, and discrepancies in business officer information or addresses

The API verifies EIN numbers with the IRS, matching them against submitted business names for additional verification.

We offer comprehensive API documentation, dedicated technical support, and flexible implementation options to ensure smooth integration

Clients are free to use the data they get back in any way that suits their process and that is legal. Cobalt Intelligence is open to discussing specific customization requests, though they find that most clients' needs are well met with the current capabilities of their API.

The API verifies EIN numbers with the IRS, matching them against submitted business names for additional verification.

Cobalt Intelligence uses a technique called long polling for processing requests. If a request takes longer than expected, the API will issue a token, and clients can check back to see if their data is ready. They also offer the option of using callback URLs for more efficient processing.