Why the 2025 FinCEN rule exempting US companies from BOI filing does not remove lender KYB and beneficial-ownership due diligence, and how to automate it.
Build the cost, time, and error model for automating business verification versus manual SOS lookups, with a transparent worked ROI example and labeled assumptions.
A use-case scorecard for VP Risk choosing among Cobalt, Middesk, and D&B: real-time SOS data, KYB onboarding, or historical credit, scored on six criteria.
A 2026 buyer's guide to the business verification data stack for alternative lenders: SOS, KYB, EIN/TIN, UCC, court, and OFAC APIs.
How commercial insurance and trade-credit underwriters use court records, judgments, and liens as risk-selection and pricing signals.
The first symptom is a reporting ask, not a repricing.
LendingClub funds $10.2B in deposits at 6.28% margin
A webhook architecture for receiving asynchronous court-case results from a court-records API and turning returned judgments into internal lender alerts when they cross a defined threshold.
A 30-minute quickstart for integrating a court-records API: build a callback endpoint, make the async search call, parse returned case and judgment fields, and map them to a risk rule.
Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here
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