Business

June 21, 2026

June 19, 2026

8 Minutes Read

CFPB, FinCEN Flag ITIN Loans as Fraud Risk

Construction and hospitality files hit hardest

June 19, 2026

June 17, 2026

8 Minutes Read

Blackstone-Backed Insurer Buys Open Lending for $372M

Your credit-insurance backstop may now be your rival

June 17, 2026

11 Minutes Read

Build vs Buy SOS Verification: True Cost Analysis for CTOs

A true-cost framework for CTOs deciding whether to build SOS verification in-house across 50 states or buy it: labor, the maintenance tax, opportunity cost, and the decision math.

June 17, 2026

June 15, 2026

7 Minutes Read

DOJ: $248M Fintech Fraud Sinks 2 Investor Funds

One fund lent $55M Against False Documents

June 12, 2026

June 10, 2026

Raven, Hudson Cove Refinance $655M for Elevate

The book shrank from $1B; the buyer still re-upped.

June 10, 2026

June 8, 2026

FDIC Flips, Backs Lenders in Colorado Rate-Cap Case

The full court already reinstated the lenders' injunction

June 10, 2026

10 Minutes Read

SOS API Reliability: How Cobalt Handles State Portal Outages

Why 50+ Secretary of State portals fail individually and the reliability patterns an API layer uses: liveData vs cached fallback, retries with backoff, async callbacks, graceful degradation.

June 10, 2026

Delaware Business Entity Verification: What Alternative Lenders Need to Know

How alternative lenders should verify Delaware business entities, why Good Standing depends on franchise tax, which statuses auto-decline, and how to automate the check.

June 10, 2026