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Business Verification

Shela Heramis

June 10, 2026

7 Minutes Read

Cobalt vs Middesk vs D&B: 3-Way Lender Comparison

A use-case scorecard for VP Risk choosing among Cobalt, Middesk, and D&B: real-time SOS data, KYB onboarding, or historical credit, scored on six criteria.

Business Verification

Shela Heramis

June 10, 2026

7 Minutes Read

Business Verification APIs for Alternative Lenders: 2026 Hub Guide

A 2026 buyer's guide to the business verification data stack for alternative lenders: SOS, KYB, EIN/TIN, UCC, court, and OFAC APIs.

Business Verification

Shela Heramis

June 10, 2026

8 Minutes Read

Court Records for Insurance Underwriting: Commercial Risk Signals

How commercial insurance and trade-credit underwriters use court records, judgments, and liens as risk-selection and pricing signals.

News

Shela Heramis

June 8, 2026

June 5, 2026

8 Minutes Read

Blackstone, Cliffwater Cap Exits as Lending Falls 40%

The first symptom is a reporting ask, not a repricing.

News

Shela Heramis

June 5, 2026

June 3, 2026

9 Minutes Read

Deposit-Funded Fintechs Move to Undercut Alt Lenders

LendingClub funds $10.2B in deposits at 6.28% margin

Business Verification

Shela Heramis

June 3, 2026

7 Minutes Read

Court Case API: Webhook Architecture for Lender Alerts

A webhook architecture for receiving asynchronous court-case results from a court-records API and turning returned judgments into internal lender alerts when they cross a defined threshold.

Business Verification

Shela Heramis

June 3, 2026

7 Minutes Read

Court Records API Integration: A 30-Minute Quickstart

A 30-minute quickstart for integrating a court-records API: build a callback endpoint, make the async search call, parse returned case and judgment fields, and map them to a risk rule.

Business Verification

Shela Heramis

June 3, 2026

7 Minutes Read

State-Specific Court Records: NY, FL, and CA Coverage Comparison

How New York, Florida, and California court-record systems differ for lenders, where a targeted court-records API fits today, and where California litigation requires a fallback path.

Business Verification

Shela Heramis

June 3, 2026

7 Minutes Read

Reading Civil Court Dockets: A Lender's Quick Guide

A lender's quick guide to reading civil court dockets: case captions, parties, filing dates, and dispositions, and how structured court-record data turns docket reading into a routable signal.

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