An entity can look clean while its officers carry judgments. How to use SOS officer data as the search key for court record lookups, and what that cross-reference actually catches.
One borrower can now stack $5M of 7(a) on $5M of 504. The taxpayer guarantee cap never moved
Suppressed charge-offs default at 12x the clean-file rate; auto fraud losses tripled to $323M
A verification API doesn't decide fraud. It supplies the primary-source facts fraud logic runs on: the fields that surface ghost entities, stacking, and DBA masking.
The waterfall kept the cash. 60 of 154 lots closed, then came the going-concern warning
Enova owns OnDeck; OppFi has 35% of Bitty, 2027 option
ByzFunder and Kapitus ran the same rated-ABS playbook
Collection, not the rate, decides mootness
How to build litigation risk scoring with court data: inputs, honest coverage labels, scoring bands, and reviewer ownership.
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