DIDMCA Opt-Out Wave Spreads Beyond Colorado
Oregon Committee Advances Bill to Kill Rent-a-Bank Model
Morgan Stanley flags $235B software lending risk: 50% of loans rated B- or lower, 30% mature by 2028. BDC losses will tighten capital for alternative lenders.
DOJ Civil Rights Division secured $68M from Colony Ridge for predatory lending. ECOA enforcement applies to any credit extender, including non-bank lenders and MCA funders.
Private credit CRE foreclosures surged 82% and defaults hit 7.4%. The BDCs absorbing these losses provide warehouse lines to alternative lenders, creating cross-vertical contagion risk.
One missing document turned Michigan lender's advance into an equity stake
Delaware returns 20 distinct entity statuses, the most of any state, and charges $15-$20 per lookup. Only Good Standing is safe to fund. This guide maps all 20 statuses to lending decisions for alternative lenders.
50 State AGs vs. One CFPB: New Enforcement Reality
March 1 Deadline Pushes Pre-Approved Borrowers to MCAs
Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here
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