Underwriting

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Alternative Financing

Shela Heramis

January 12, 2026

Januay 8, 2026

6 Minutes Read

Speed vs. Risk: How to Onboard Borrowers in Seconds (Safely)

The borrower submits an application. Your system queues it for verification. And then—the "user waits for response."

Alternative Financing

Shela Heramis

January 12, 2026

January 7, 2026

6 Minutes Read

Audit-Proofing Your Loan Files with Automated SOS Screenshots

Every compliance officer has witnessed it: the examiner requests verification evidence for a funded loan, and the underwriter admits they "forgot to save the screenshot.

Alternative Financing

Shela Heramis

January 12, 2026

January 6, 2026

4 Minutes Read

Verifying "Formation Date": The Secret to Spotting Shell Companies

Every loan application tells a story—but the formation date tells you whether that story is true.

News

Shela Heramis

January 11, 2026

January 9, 2026

6 Minutes Read

CA SB 362 Bans Factor Rate Language Starting Jan 1

Every pricing mention now requires APR after offer extends

Alternative Financing

Shela Heramis

January 7, 2026

4 Minutes Read

Choosing Your Verification Partner: Cobalt vs Middesk vs Trulioo

Business verification isn't one-size-fits-all.

Business Verification

Shela Heramis

October 5, 2025

October 2, 2025

6 Minutes Read

What's the Real Difference Between Automated and Manual Underwriting?

Automated underwriting works by leveraging computer algorithms and advanced software platforms to analyze a borrower's financial and non-financial data, assess risk, and generate a loan decision with minimal human intervention.

Alternative Financing

Shela Heramis

August 21, 2025

August 20, 2025

6 Minutes Read

What does "admin dissolved" mean in North Carolina?

Unpacking "Administratively Dissolved" in North Carolina

Alternative Financing

Shela Heramis

August 12, 2025

August 13, 2025

6 Minutes Read

Can a business with Pending Inactive status still operate legally in Virginia?

While a business with "Pending Inactive" status in Virginia may technically still be operating during this transitional period, this status flags an imminent loss of good standing and legal authority if the underlying issues are not swiftly addressed.

Business Verification

Shela Heramis

March 27, 2025

March 26, 2025

3 Minutes Read

Ocrolus and Entech Partner to Streamline Lending

Ocrolus, a leader in AI-driven document automation and analysis for financial services, has partnered with Entech, a global digital consultancy.

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