When you lend into distress, litigation is expected. The question is whether it changes your recovery position, and who already holds a perfected lien ahead of you.
In manufacturing, a contract dispute names the counterparty your borrower's revenue depends on. How litigation reveals customer concentration the financials obscure.
A landlord nonpayment proceeding is usually the earliest hard signal a restaurant is failing. Which case types predict distress and which ones are just noise.
Franchise lending has a two-entity problem. Why the franchisor's litigation posture matters to your franchisee borrower, and how to resolve the legal name before searching.
A borrower clean at funding can be sued in month three. How to build a portfolio re-screening cadence on a request/response API, and diff results to catch new filings.
Manual court searching burns senior analyst hours on files that should have been screened out at intake. What automating the check changes, and what it does not replace.
Construction lending needs license, lien and litigation checks. Coverage for the three differs by state, and New York is where all three overlap from a single provider.
UCC filings and court judgments mean different things together than either does alone. A reading guide for the combinations, including the new filing that lands right after a judgment.
Manual court lookups turn a same-day decision into a next-day one. How async court checks move from a blocking step to a parallel one, and how to design the concurrency.
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