Alternative Lending

January 27, 2026

6 Minutes Read

Equipment Finance Hits $10.6B: Banks Up 7.7%, Independents -3.7%

ELFA January 2026: 34.6% Expect Improvement, Up From 12.5% in December

January 27, 2026

February 18, 2026

11 Minutes Read

Maryland Business Entity Verification: What Alternative Lenders Need to Know

Maryland offers alternative lenders a streamlined Secretary of State status system with 8 categories, including the notable 'Revived' status that indicates an entity successfully restored from forfeiture. For lenders processing Mid-Atlantic deal flow, Maryland's proximity to Washington D.C. creates a concentration of government contractors and professional services firms with specific verification considerations.

January 27, 2026

February 19, 2026

Louisiana Business Entity Verification: What Alternative Lenders Need to Know

Louisiana presents alternative lenders with one of the simplest Secretary of State status systems in the nation—just two categories: Active and Inactive. While this binary system enables rapid automated decisions, Louisiana's unique civil law tradition and Gulf Coast economy create verification considerations that go beyond basic status checks. For lenders processing Southeast deal flow, understanding what Louisiana's simplified system reveals—and what it hides—is essential for accurate risk assessment.

January 27, 2026

February 20, 2026

Kentucky Business Entity Verification: What Alternative Lenders Need to Know

Kentucky offers alternative lenders one of the most straightforward—and notably blunt—Secretary of State status systems in the nation with just three categories: Active Good, Inactive, and Bad. Yes, Kentucky actually uses 'Bad' as an official entity status. For lenders processing Southeast and Midwest deal flow, Kentucky's simplified system enables rapid binary decisions but provides minimal context about underlying compliance issues.

January 27, 2026

February 24, 2026

Kansas Business Entity Verification: What Alternative Lenders Need to Know

Kansas offers alternative lenders a moderately complex Secretary of State status system with 8 distinct categories, including uniquely descriptive status names like 'Forfeited - Failed to Timely File I/R' that explicitly explain the reason for adverse action. For lenders processing Midwest and Plains state deal flow, Kansas's transparent status naming provides clearer risk signals than states with more opaque terminology.

January 27, 2026

February 6, 2026

Iowa Business Entity Verification: What Alternative Lenders Need to Know

Iowa offers alternative lenders one of the simplest Secretary of State status systems in the nation with just two categories: Active and Inactive. While this binary system simplifies automated underwriting decisions, it also means Iowa's database doesn't reveal intermediate warning states that other states expose. For lenders processing Midwest agricultural and manufacturing deal flow, understanding what Iowa's simplified system does—and doesn't—tell you is essential for accurate risk assessment.

News

January 27, 2026

February 17, 2026

12 Minutes Read

Indiana Business Entity Verification: What Alternative Lenders Need to Know

Indiana presents alternative lenders with one of the most complex Secretary of State status systems in the nation, featuring 28 distinct entity statuses. What makes Indiana particularly challenging for underwriting automation is the prevalence of 'pending' statuses—Pending Admin Dissolution, Pending Revocation, Pending Merger, and others—that create uncertainty about an entity's future standing. For lenders processing Midwest deal flow, understanding Indiana's status nuances is essential for accurate risk assessment.