Stressed Borrowers, Not Growth Seekers, Are Coming in Q1 2026
Enova paid double what LendingClub paid for Radius. Worth it?
If you run a credit shop, you know the specific sinking feeling when an underwriter pings you on Slack: "I can't find this entity in California."
Every high-volume lender faces the same operational drain: underwriting teams spending 20-30 minutes manually verifying businesses that don't exist.
Most lenders wait for a bounced ACH payment to trigger a collections event.
Here is a fraud pattern every underwriter has seen: The business is real. The bank statements are real.
Insurance capital now competing for your best owner-occupied borrowers
4,000 ISO Partners Can Now Offer MCA Products
JP Morgan Adds $50B Direct Lending; Debt-to-EBITDA Caps Removed
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