Alternative Lending

October 28, 2025

Upgrade Closes $165M at $7.3B Valuation

$42B originated, 7.5M customers, 3yrs Positive Cash Flow, $1B Annualized Revenue

News

October 28, 2025

October 23, 2025

8 Minutes Read

Credibly AI Underwriting Patent

85% Cost Reduction in Operations and 4x Volume Processing

October 23, 2025

October 27, 2025

What's the actual success rate of lenders who implement better verification?

The transition from traditional, manual underwriting processes to sophisticated automated verification systems represents a fundamental recalibration of how alternative business lenders and institutional executives manage risk and deploy capital.

October 23, 2025

How long does it actually take to implement better verification systems?

The paradigm shift from protracted, manual underwriting to instant, data-driven decision engines is not merely a technological consideration—it is a critical imperative for achieving operational superiority in alternative lending.

October 23, 2025

October 22, 2025

What specific vendors or technologies actually solve Secretary of State data validation problems at scale?

The universe of potential providers can be strategically segmented into three distinct tiers based on their core competence and utility in high-stakes, real-time lending environments.

October 23, 2025

October 21, 2025

What Actually Happens When Application Data Doesn't Match Secretary of State Records?

For institutional lending executives and alternative financiers, a mismatch between applicant-provided data and official Secretary of State (SOS) records is not simply an administrative inconsistency; it is a critical trigger event for automated risk mitigation protocols.

October 23, 2025

October 20, 2025

How to connect to secretary of state through api

As financial institutions accelerate the adoption of digital lending workflows, leveraging robust Application Programming Interfaces (APIs) to automate foundational compliance checks—such as validating a business's standing with the Secretary of State (SOS)—is a strategic imperative for optimizing origination speed and minimizing fraud risk.

News

October 22, 2025

October 21, 2025