Alternative Lending

June 10, 2026

9 Minutes Read

Case Study: How 1West Automated Secretary of State Verification with Cobalt

An operational teardown of how 1West moved Secretary of State checks off a manual queue into an automated verification step, as a repeatable lender playbook.

June 10, 2026

KYB Automation for Beneficial Ownership (BOI) Compliance

Why the 2025 FinCEN rule exempting US companies from BOI filing does not remove lender KYB and beneficial-ownership due diligence, and how to automate it.

June 10, 2026

9 Minutes Read

Real-Time Business Verification Prevents Lending Fraud

How real-time Secretary of State verification catches lending-fraud typologies at application intake, and why decision latency separates a flag before funding from a loss after.

June 10, 2026

ROI of Automated Business Verification: 2026 Numbers

Build the cost, time, and error model for automating business verification versus manual SOS lookups, with a transparent worked ROI example and labeled assumptions.

June 10, 2026

Cobalt vs Middesk vs D&B: 3-Way Lender Comparison

A use-case scorecard for VP Risk choosing among Cobalt, Middesk, and D&B: real-time SOS data, KYB onboarding, or historical credit, scored on six criteria.

June 10, 2026

Business Verification APIs for Alternative Lenders: 2026 Hub Guide

A 2026 buyer's guide to the business verification data stack for alternative lenders: SOS, KYB, EIN/TIN, UCC, court, and OFAC APIs.

June 10, 2026

8 Minutes Read

How to Search Court Records by Business Officer or Owner

How underwriters search court records by an officer or owner name to surface litigation, judgments, and principal-level risk before funding.

News

June 8, 2026

June 5, 2026

8 Minutes Read

Blackstone, Cliffwater Cap Exits as Lending Falls 40%

The first symptom is a reporting ask, not a repricing.

News