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News

Shela Heramis

May 14, 2026

May 13, 2026

13 Minutes Read

Truist, Medalist Back Credibly's $260M Debt Refi

Securitization plus warehouse plus mezz refi. Allocation TBD.

Secretary of State API

Shela Heramis

May 13, 2026

11 Minutes Read

How to Use the Cobalt CLI: Install, Authenticate, and Run KYB Verification in 5 Minutes

A step-by-step guide to installing the Cobalt CLI, authenticating against the Cobalt Intelligence API, and running real Secretary of State, OFAC, and TIN verification from your terminal or CI pipeline.

Business Verification

Shela Heramis

May 13, 2026

12 Minutes Read

Court Case API: Slash Underwriting Risk in Seconds (2026)

A 2026 guide to integrating court records data into real-time underwriting for alternative lenders. Vendor comparison, build-vs-buy math, and the 5 RFP questions that expose data resellers.

News

Shela Heramis

May 12, 2026

14 Minutes Read

Bowman: Capital Rules Pushed $1.4T to Nonbanks

What the 65% risk weight does to your 2027 line renewal?

News

Shela Heramis

May 11, 2026

May 8, 2026

16 Minutes Read

Block Borrow Up 175% as Lender Fraud-Loss Survey Hits 93%

Payment-data underwriting beats bureau-pull through cycle

News

Shela Heramis

May 7, 2026

May 6, 2027

14 Minutes Read

CFPB Cuts 1071 Threshold 10x, MCAs Carved Out

Jan 2028 compliance, 9 state regimes still demand pipes

Business Verification

Shela Heramis

May 7, 2026

13 Minutes Read

Business Entity Verification API for High Volume Lenders (2026 Scaling Guide)

A CTO-and-VP-Engineering guide to selecting and architecting business entity verification at 50,000-plus monthly volume with SLA architecture, multi-region failover, vendor consolidation strategy, and the executive engineering metrics that survive a board review.

Business Verification

Shela Heramis

May 7, 2026

12 Minutes Read

How to Replace Manual Business Verification with API (2026 Transformation Guide)

A pre-migration decision guide for the operations leader making the case for verification automation, with fully-loaded manual cost calculation, before-after workflow comparison, ROI worksheet, and the year-one accountability milestones.

Secretary of State API

Shela Heramis

May 7, 2026

13 Minutes Read

How to Automate Secretary of State Business Lookups at Scale (2026 Engineering Architecture)

A senior backend engineer's guide to automating 50,000-plus Secretary of State lookups per month with rate-limit governance, async-first contract design, audit-grade caching, and per-tier SLOs.

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