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Alternative Financing

Shela Heramis

September 18, 2025

10 Minutes Read

Understanding the Automated Underwriting System: Key Benefits and How to Improve

Automated underwriting is, at its core, a technology-driven process that employs computer algorithms and predefined criteria to assess the risk associated with offering financial products, such as loans and leases, to individuals or businesses.

Alternative Financing

Shela Heramis

September 7, 2025

September 12, 2025

6 Minutes Read

How can I access primary source documents for verified UCC filings?

Cobalt Intelligence offers a direct, API-driven solution that cuts through the noise and provides actionable UCC data. It’s about more than just data; it’s about providing the confidence to make smart, informed decisions.

Alternative Financing

Shela Heramis

September 7, 2025

September 11, 2025

4 Minutes Read

Are there services that monitor UCC filings for multiple states automatically?

Cobalt Intelligence, for instance, offers a UCC Filing Data API that allows for real-time access to UCC filings. This API is designed to instantly uncover existing liens, identify secured parties, and understand the collateral involved.

Alternative Financing

Shela Heramis

September 7, 2025

September 10, 2025

4 Minutes Read

How does Cobalt ensure real-time accuracy across 11 states for UCC data?

Cobalt Intelligence ensures real-time accuracy across its 11 supported states for UCC data by directly fetching information live from state sources via its API, rather than relying on stale, cached databases.

Alternative Financing

Shela Heramis

September 7, 2025

September 9, 2025

6 Minutes Read

How does real-time UCC data from Cobalt influence risk assessment and lending decisions?

Real-time UCC data from Cobalt Intelligence impacts risk assessment and lending decisions because it fundamentally transforms them by providing immediate, crystal-clear insights into a business's true financial obligations, dramatically bolstering fraud prevention, enabling more precise risk profiling, and ultimately empowering faster, smarter funding decisions.

Alternative Financing

Shela Heramis

September 7, 2025

September 8, 2025

4 Minutes Read

How reliable are current UCC monitoring services for multi-state data?

Cobalt Intelligence doesn't just offer a solution; it redefines the standard for reliability in multi-state UCC data. Unlike the outdated approaches, Cobalt's API is engineered for real-time accuracy and comprehensive insight directly from the source

Alternative Financing

Shela Heramis

September 2, 2025

September 5, 2025

6 Minutes Read

What steps do I need to take to get state-specific UCC data in real time?

To achieve real-time, state-specific UCC data, your primary step is to leverage an API (Application Programming Interface) solution from a specialized data provider. Cobalt Intelligence offers a UCC Filing Data API specifically designed to meet this critical need for alternative business lenders and institutional executives.

Alternative Financing

Shela Heramis

September 2, 2025

September 4, 2025

6 Minutes Read

What platforms offer real-time UCC updates across multiple states?

Several platforms now offer real-time UCC (Uniform Commercial Code) updates across multiple U.S. states, combining instant lien discovery with integrated risk analysis features. The leading solutions in this area are Cobalt Intelligence, Baselayer, Bectran, Wolters Kluwer iLien, CSC Global, and Middesk.

Alternative Financing

Shela Heramis

September 2, 2025

September 3, 2025

6 Minutes Read

How can I access UCC data from 11 specific states simultaneously?

At Cobalt Intelligence, we’ve developed a powerful solution that provides instant access to critical UCC filing data from 11 key states, meticulously designed to ensure real-time accuracy and give your firm an undeniable edge.

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here