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Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

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A GOOD PLACE TO BEGIN

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Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

EIN Verification API: SOC 2 + Audit Trail Considerations

What SOC 2, audit trail, retention, and access-control questions buyers should ask before approving an EIN verification workflow.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

EIN Verification API: Compliance Documentation Checklist

A compliance documentation checklist for EIN verification that helps lenders preserve source, timestamp, response, and reviewer evidence.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

EIN Verification API: Common Integration Mistakes

The EIN verification integration mistakes that create false confidence, fragile retries, and weak audit evidence.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

TIN Verification + OFAC: Stacking Compliance Checks

How to combine TIN verification and OFAC screening so tax identity and sanctions checks support one compliance review path.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

TIN Verification API Webhook Patterns

How to build webhook notifications around TIN verification results while keeping the synchronous API boundary clear.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

How TIN Verification ROI Beats Manual W-9 Review

A lender ROI model for replacing manual W-9 review with TIN verification, including assumptions, exception costs, and audit evidence.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

TIN Verification + KYB: Stacking Identity Layers in Onboarding

How to stack TIN verification with KYB onboarding so tax identity, entity status, and ownership checks support the same lender file.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

Common Reasons TIN Verifications Fail (And How to Fix Them)

The most common reasons TIN checks fail, how to fix preventable input problems, and when no-match results should move to manual review.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

TIN Match Confidence Scores: Tuning for Lender Risk Tolerance

How lenders can tune internal confidence logic around IRS match results without turning every name variation into a false decline.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

Bulk TIN Verification: Processing 1M+ Records via API

A practical batch architecture for processing large TIN files through rate-controlled queues, response logging, and exception review.