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Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

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Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

Secretary of State API

Shela Heramis

July 8, 2026

12 Minutes Read

Top UCC Filing Platforms Compared for Lenders [2026]

A buyer framework for comparing UCC filing platforms without inventing pricing, coverage, or feature claims.

Secretary of State API

Shela Heramis

July 8, 2026

12 Minutes Read

UCC API Integration: Bulk Backfill for Legacy Migrations

How lenders can backfill legacy portfolios with supported UCC data while keeping batch jobs recoverable and audit friendly.

Secretary of State API

Shela Heramis

July 8, 2026

12 Minutes Read

State-by-State UCC Filing Coverage Reality

A plain coverage reality check for lenders evaluating state UCC filing APIs, including supported-state limits and source lag.

Secretary of State API

Shela Heramis

July 8, 2026

12 Minutes Read

Article 9 UCC Filings: What Lenders Need to Parse

What lenders need to parse from Article 9 UCC filings before treating a lien record as underwriting evidence.

Secretary of State API

Shela Heramis

July 8, 2026

12 Minutes Read

Real-Time UCC Filing Webhooks: Portfolio Alert Architecture

A lender architecture for turning supported UCC filing data into internal portfolio alerts without claiming Cobalt sends UCC webhooks.

Secretary of State API

Shela Heramis

July 1, 2026

8 Minutes Read

Cobalt UCC API vs CSC Global: Coverage + Pricing Comparison

A defensible comparison framework for evaluating Cobalt UCC API workflows against CSC UCC services without inventing unsupported pricing claims.

Secretary of State API

Shela Heramis

July 1, 2026

8 Minutes Read

UCC Filing Search by Debtor, Secured Party, or Collateral Type

How debtor, secured-party, and collateral fields change the way lenders interpret UCC filing search results.

Secretary of State API

Shela Heramis

July 1, 2026

8 Minutes Read

How to Monitor UCC Filings Across Multiple States via API

How lenders can monitor UCC filings across supported states through API workflows without overstating coverage or freshness.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

EIN Verification: Migrating from IRS TIN Matching to Cobalt API

A migration guide for teams moving from manual IRS TIN Matching work to an API-backed Cobalt verification workflow.

Business Verification

Shela Heramis

July 1, 2026

8 Minutes Read

EIN Verification: Reducing False Positives in High-Volume Onboarding

How high-volume onboarding teams reduce avoidable false positives by improving legal-name capture, correction loops, and review routing.