Risk Assessment

Home

Blogs

Risk Assessment

Alternative Financing

Shela Heramis

August 2, 2025

July 28, 2025

6 Minutes Read

What specific compliance standards are supported by Cobalt's TIN Verification API?

Cobalt Intelligence's TIN Verification API is providing critical support for several key compliance standards, primarily focusing on IRS compliance and contributing significantly to Know Your Customer (KYC) and Know Your Business (KYB) regulations.

Alternative Financing

Shela Heramis

June 16, 2025

June 10, 2025

6 Minutes Read

Which industries commonly use Secretary of State APIs?

Here are the key industries that are not just adopting, but truly leveraging, Secretary of State APIs to drive their business forward:

Alternative Financing

Shela Heramis

May 8, 2024

May 7, 2024

2 Minutes

6 Benefits of using OFAC data for Alternative Funders

Are you an Alternative funder who wants to operate responsibly and mitigate risks? Then, you better start leveraging OFAC data.

Secretary of State API

Shela Heramis

May 3, 2024

May 2, 2024

2 Minutes Read

9 Industries Leveraging Real-time Access to Secretary of State data

Cobalt Intelligence's Secretary of State API benefits a range of industries and businesses that require accurate and timely business data for various purposes.

Alternative Financing

Shela Heramis

May 1, 2024

April 30, 2024

2 Minutes Read

Why Underwriters Take Screenshots of Secretary of State Websites

4 Reasons Underwriters Capture Secretary of State Website: Documentation, Verify business legitimacy, Demonstrate transparency, and Comply with regulations

Alternative Financing

Shela Heramis

April 24, 2024

April 23, 2024

2 Minute Read

Four Common Types of Fraud in the Merchant Cash Advance Industry

The 4 faces of fraud bleeding alternative funders dry. Reliable data is the only way to stop the hemorrhage.

News

Shela Heramis

April 13, 2024

April 12, 2024

2 Minutes Read

Bitcoin lending on a layer-2 with smart contracts?

Zest Protocol has launched its inaugural lending markets on Stacks, a Bitcoin layer-2 platform, enhancing opportunities for BTC holders

Alternative Financing

Shela Heramis

April 12, 2024

April 9, 2023

2 Minutes Read

Why EINs are essential for alternative finance lenders?

EINs are used by businesses to identify themselves for tax purposes with the Internal Revenue Service (IRS).

AI Fintech

Shela Heramis

April 12, 2024

April 11, 2024

2 Minutes

Automate Smarter Lending Decisions - Analyze Your Historical Data

Here are helpful tips for analyzing historical data to benefit US alternative lenders

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here