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AI & Automation

Shela Heramis

May 9, 2025

May 8, 2025

3 Minutes Read

Alternative Lending with Plaid's Model Context Protocol

Plaid MCP acts as the conduit for your AI to leverage the wealth of data and tools available via modern APIs, provides tangible benefits across your lending lifecycle. It enables the speed, accuracy, and personalization required to succeed in the competitive alternative lending market.

Business Verification

Shela Heramis

May 8, 2025

May 7, 2025

2 Minutes Read

Does Cobalt Intelligence API Provide Access to Secretary of State Amendments?

Cobalt Intelligence's API does give us access to SOS amendments and historical filings – a crucial advantage for smart alternative lenders focused on real due diligence, not just surface-level checks. It’s about time we had tech that digs into the lifecycle of a business, going beyond the basic snapshot to understand their track record. This isn't just a nice-to-have; it's essential for serious risk management in the alternative lending industry.

Alternative Financing

Shela Heramis

May 1, 2025

April 28, 2025

5 Minutes Read

Can Alternative Lenders win direct BNPL grocery battles?

The margins are razor-thin. That 1.8% profit margin on grocery BNPL transactions means you're walking a tightrope

Alternative Financing

Shela Heramis

May 1, 2025

April 30, 2025

6 Minutes Read

Cloud-based AI Workflows for Fraud Prevention

Cloud AI is the shield lenders need now. It gives them the speed and smarts to sniff out the bad actors before they bleed them dry.

Alternative Financing

Guest Author

April 22, 2025

April 21, 2025

2 Minutes Read

Holmdel Man Among 8 Charged in SMB Lending Scam

Eight individuals—including a Holmdel man—have been charged in a multi-million dollar fraudulent lending scheme that targeted small business owners

Business Verification

Guest Author

March 26, 2025

March 25, 2025

5 Minutes Read

A Comprehensive Guide to Multi-State Business Verification for Lenders

Multi-state business verification for lenders is crucial to mitigate risks and ensure compliance.

Alternative Financing

Shela Heramis

March 18, 2025

March 17, 2025

3 Minutes Read

Klarna replaces Affirm as Walmart's exclusive US BNPL provider

Klarna has secured a significant partnership with Walmart, replacing Affirm as the exclusive provider of buy now, pay later (BNPL) services for the retail giant

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

2 Minutes Read

Fintech Mercury Severs Ties With Evolve Bank

Mercury Technologies, a prominent fintech neobank catering to startups and businesses, has severed its partnership with Evolve Bank & Trust

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

3 Minutes

CFPB Lawsuit Targets FirstCash for APR Military Cap Breach

The Consumer Financial Protection Bureau (CFPB) is proceeding with its lawsuit against FirstCash Inc. for allegedly violating the Military Lending Act (MLA)

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