A verification API doesn't decide fraud. It supplies the primary-source facts fraud logic runs on: the fields that surface ghost entities, stacking, and DBA masking.
The waterfall kept the cash. 60 of 154 lots closed, then came the going-concern warning
Enova owns OnDeck; OppFi has 35% of Bitty, 2027 option
ByzFunder and Kapitus ran the same rated-ABS playbook
Collection, not the rate, decides mootness
How to build litigation risk scoring with court data: inputs, honest coverage labels, scoring bands, and reviewer ownership.
How civil court filings work as early warning signals for portfolio risk, and how to build the review loop without over-reading the data.
A workflow for detecting repeat defendants in lending applications using court records, entity evidence, and honest coverage labels.
How risk teams treat active litigation as a default predictor: what the data supports, what it does not, and how to route the signal.
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