Business

February 12, 2026

March 4, 2026

8 Minutes Read

Colony Ridge Pays $68M: The DOJ Enforcement Path Most Lenders Aren't Watching

DOJ Civil Rights Division secured $68M from Colony Ridge for predatory lending. ECOA enforcement applies to any credit extender, including non-bank lenders and MCA funders.

February 11, 2026

February 10, 2026

6 Mnutes Read

Court Rules $350K Advance Was Equity, Not a Loan

One missing document turned Michigan lender's advance into an equity stake

February 8, 2026

February 6, 2026

$134M CashCall Ruling: What MCA Lenders Can't Ignore

50 State AGs vs. One CFPB: New Enforcement Reality

February 6, 2026

February 4, 2026

SBA's New Citizenship Rule Blocks 7,000+ Borrowers

March 1 Deadline Pushes Pre-Approved Borrowers to MCAs

Business Verification

February 4, 2026

March 13, 2026

16 Minutes Read

Business Entity Verification Across All 50 States: The Complete Guide for Alternative Lenders

Alternative lenders processing high volumes face a hidden bottleneck: verifying business entity status across 50 different Secretary of State systems. This guide maps 400+ unique status definitions to a universal GREEN/YELLOW/RED risk framework and provides the implementation roadmap lenders need.

Alternative Financing

February 4, 2026

March 17, 2026

5 Minutes Read

EntityScanAI: 50-State Entity Verification in One API Integration

EntityScanAI needed comprehensive entity verification across all 50 US states via API without the 6-12 month engineering burden. Cobalt Intelligence provided 50-state coverage through a single API, enabling 3-week integration.

February 4, 2026

February 02, 2026

Sprout CEO's Wife Gets License Amid $87M Case

Why MCA and ABL Funders Should Watch This Licensing Gap

February 1, 2026

January 30, 2026

Equifax's New Credit Abuse Model Targets Loan Stacking

Real-time detection for prequalification and origination

January 29, 2026