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Alternative Financing

Shela Heramis

September 18, 2025

10 Minutes Read

Understanding the Automated Underwriting System: Key Benefits and How to Improve

Automated underwriting is, at its core, a technology-driven process that employs computer algorithms and predefined criteria to assess the risk associated with offering financial products, such as loans and leases, to individuals or businesses.

News

Shela Heramis

September 16, 2025

6 Minutes Read

New bill caps ALL loans at 36% APR

Durbin, Blumenthal, Whitehouse Sept 2025 Announcement

News

Shela Heramis

September 10, 2025

September 9, 2025

6 Minutes Read

Lead Bank LaaS Expansion: MCA Veteran Jackie Reses as CEO

$1.47B Valuation, $70 Series B investment round

Alternative Financing

Shela Heramis

September 2, 2025

September 5, 2025

6 Minutes Read

What steps do I need to take to get state-specific UCC data in real time?

To achieve real-time, state-specific UCC data, your primary step is to leverage an API (Application Programming Interface) solution from a specialized data provider. Cobalt Intelligence offers a UCC Filing Data API specifically designed to meet this critical need for alternative business lenders and institutional executives.

Alternative Financing

Shela Heramis

September 2, 2025

September 4, 2025

6 Minutes Read

What platforms offer real-time UCC updates across multiple states?

Several platforms now offer real-time UCC (Uniform Commercial Code) updates across multiple U.S. states, combining instant lien discovery with integrated risk analysis features. The leading solutions in this area are Cobalt Intelligence, Baselayer, Bectran, Wolters Kluwer iLien, CSC Global, and Middesk.

Alternative Financing

Shela Heramis

September 2, 2025

September 3, 2025

6 Minutes Read

How can I access UCC data from 11 specific states simultaneously?

At Cobalt Intelligence, we’ve developed a powerful solution that provides instant access to critical UCC filing data from 11 key states, meticulously designed to ensure real-time accuracy and give your firm an undeniable edge.

Alternative Financing

Shela Heramis

August 28, 2025

6 Minutes Read

Cantor Backs Knock's $900M Bridge Lending ABS

126% YoY Funded Loans Growth; 766 FICO, 35% LTV, 72% CLTV

Alternative Financing

Shela Heramis

August 26, 2025

August 21, 2025

6 Minutes Read

How does "admin dissolved" affect a business's legal standing in North Carolina?

The designation "Admin Dissolved" in North Carolina is far more than a clerical note; it represents a fundamental breakdown in a business's legal operability, signaling a significant red flag for any financial institution.

Alternative Financing

Shela Heramis

August 26, 2025

August 25, 2025

6 Minutes Read

What are common reasons a business becomes admin dissolved in NC?

In North Carolina, when an entity enters "Admin. Dissolved" status, it has progressed through the administrative dissolution process "without filing the required filings and a Certificate of Administrative Dissolution was issued".

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here