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Alternative Financing

Shela Heramis

November 9, 2025

November 08, 2025

6 Minutes Read

Experian and Lendflow Embedded Lending Marketplace

Experian Cashflow Score: 25% better predictions than credit scores

Alternative Financing

Shela Heramis

November 9, 2025

October 31, 2025

6 Minutes Read

Why is inactive LLC is a classic component of a synthetic identity?

Fraudsters weaponize speed and surface legitimacy, betting your systems won’t triangulate fast enough.

Alternative Financing

Shela Heramis

November 9, 2025

October 30, 2025

4 Minutes Read

"Inactive" SOS Status: Is This Deal Dead on Arrival?

If you’re running a modern lending shop built on speed, automation, and minimized exposure, here’s what you need to know about what “Inactive” really means for your funding pipeline.

Alternative Financing

Shela Heramis

November 9, 2025

October 29, 2025

4 Minutes Read

What does inact/ua mean?

For alternative business lenders, this status signals that the entity is no longer operational, but its business name is being held by the state for a statutory period—making it unavailable for new use or registration.

Alternative Financing

Shela Heramis

November 9, 2025

October 28, 2025

4 Minutes Read

How Long Does It Take to Fix an "Inactive" Status?

Fixing an "Inactive" business entity status—meaning reinstating the entity to "Active" and "Good Standing"—often takes only a few minutes to a few business days if done online, once all required documents and fees are submitted.

Alternative Financing

Shela Heramis

September 18, 2025

10 Minutes Read

Understanding the Automated Underwriting System: Key Benefits and How to Improve

Automated underwriting is, at its core, a technology-driven process that employs computer algorithms and predefined criteria to assess the risk associated with offering financial products, such as loans and leases, to individuals or businesses.

News

Shela Heramis

September 16, 2025

6 Minutes Read

New bill caps ALL loans at 36% APR

Durbin, Blumenthal, Whitehouse Sept 2025 Announcement

News

Shela Heramis

September 10, 2025

September 9, 2025

6 Minutes Read

Lead Bank LaaS Expansion: MCA Veteran Jackie Reses as CEO

$1.47B Valuation, $70 Series B investment round

Alternative Financing

Shela Heramis

September 2, 2025

September 5, 2025

6 Minutes Read

What steps do I need to take to get state-specific UCC data in real time?

To achieve real-time, state-specific UCC data, your primary step is to leverage an API (Application Programming Interface) solution from a specialized data provider. Cobalt Intelligence offers a UCC Filing Data API specifically designed to meet this critical need for alternative business lenders and institutional executives.

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here