Underwriting

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Business Verification

Shela Heramis

August 4, 2026

August 7, 2026

14 Minutes Read

Officer and Member Changes as an Early Business Fraud Signal

States record no filing when ownership changes, and US entities no longer report beneficial owners. What officer monitoring can and cannot tell a lender.

Business Verification

Shela Heramis

August 4, 2026

14 Minutes Read

What a Registered Agent Change Tells a Lender About Borrower Risk

A registered agent change is mostly noise. The one case that matters is a resignation with no replacement, which opens a statutory window ending in involuntary termination.

Business Verification

Shela Heramis

August 3, 2026

August 6, 2026

15 Minutes Read

Entity Status Changes: From Active to Delinquent and What Happens Next

When a borrower's Secretary of State status leaves Active, a cure window opens that varies by state. What each status costs a lender, and how long there is to act.

News

Shela Heramis

August 1, 2026

July 31, 2026

9 Minutes Read

Open Lending's Only Bidder Cut Its Offer From $3.50 to $3.15

Eight buyers were contacted and one bid. While the two sides negotiated, certified loan volume kept falling, and the offer followed it down.

News

Shela Heramis

July 31, 2026

July 29, 2026

8 Minutes Read

Fortress Will Buy $1.5B of Merchant Advances

A three-year forward flow for 5-to-10% fixed-fee paper, terms undisclosed

Alternative Financing

Shela Heramis

July 30, 2026

July 29, 2026

18 Minutes Read

Court Records for Distressed-Debt Acquisition Due Diligence

Buying defaulted paper turns on whether the judgment behind it is real, unsatisfied and still enforceable. How to size the verifiable share of a portfolio.

Business Verification

Shela Heramis

July 30, 2026

July 29, 2026

19 Minutes Read

Court Records for Cannabis Industry Lending Risk

Plant-touching cannabis operators largely cannot use federal bankruptcy, so distress surfaces in state court receiverships instead. Why state records carry extra weight here.

Alternative Financing

Shela Heramis

July 30, 2026

July 29, 2026

20 Minutes Read

Court Records for Distressed Asset Lending Decisions

When you lend into distress, litigation is expected. The question is whether it changes your recovery position, and who already holds a perfected lien ahead of you.

Business Verification

Shela Heramis

July 30, 2026

July 29, 2026

19 Minutes Read

Court Case Data for Manufacturer Lending Underwriting

In manufacturing, a contract dispute names the counterparty your borrower's revenue depends on. How litigation reveals customer concentration the financials obscure.

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