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Business Verification

Shela Heramis

September 4, 2026

16 Minutes Read

Puerto Rico Agent and Address Mismatch: A Lender Review Workflow

A lender workflow for preserving Puerto Rico agent and address context, comparing it with application evidence, and routing conflicts without treating them as verdicts.

News

Shela Heramis

September 4, 2026

September 2, 2026

11 Minutes Read

Block opens Cash App score to lenders

Nova Credit is how the score gets out

Business Verification

Shela Heramis

September 4, 2026

October 20, 2026

15 Minutes Read

Business Name Autocomplete for Lenders: Select an Entity Before You Search Its SOS Record

Use business name autocomplete as a candidate-selection step before a full Secretary of State search, with clear fallbacks and lender-owned review rules.

Business Verification

Shela Heramis

September 4, 2026

September 29, 2026

10 Minutes Read

DBA vs Legal Entity: Resolve the Borrower Before Business Verification

Resolve a borrower's DBA to the correct legal entity before Secretary of State, TIN, UCC, court, or monitoring checks begin.

Secretary of State API

Shela Heramis

September 4, 2026

September 30, 2026

10 Minutes Read

How Lender Platforms Should Filter and Store Secretary of State API Responses

A practical data model for filtering noisy Secretary of State API responses while preserving normalized evidence, provenance, and reviewer context.

Business Verification

Shela Heramis

September 4, 2026

October 1, 2026

10 Minutes Read

Using Business Status Checks to Prioritize Commercial Collections

Use current business status as one collections-prioritization signal, with evidence rules that prevent status alone from driving the action.

Secretary of State API

Shela Heramis

September 4, 2026

October 2, 2026

10 Minutes Read

Filing Date Verification for Time-in-Business Rules in Alternative Lending

Use official filing dates in time-in-business rules without overstating what formation evidence proves about actual operating history.

Alternative Financing

Shela Heramis

September 4, 2026

October 5, 2026

10 Minutes Read

Why Legal-Name Resolution Comes Before a UCC Filing Search

Resolve the exact legal debtor name before a UCC search so the filing evidence is tied to the right borrower and exception route.

Business Verification

Shela Heramis

September 4, 2026

October 6, 2026

10 Minutes Read

When the TIN Name and Secretary of State Name Disagree: A Verification Escalation Workflow

Route TIN and Secretary of State name disagreements through correction, retry, document review, and policy-owned escalation without assuming fraud.

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