Compliance

Home

Blogs

Compliance

Business Verification

Shela Heramis

August 7, 2026

14 Minutes Read

Where Does the SOS Registration Check Fit in a Lender's KYB Stack?

Check order is a cost and fraud-catch decision. Why the SOS record runs first, what routes to each later step, and where every check's evidence lands.

Business Verification

Shela Heramis

August 7, 2026

15 Minutes Read

How to Verify Foreign Qualification and Multi-State Registrations via API

A borrower operating in three states may be registered in one. Detecting where an entity is registered vs qualified, and what the gap does to lien position.

Business Verification

Shela Heramis

August 7, 2026

15 Minutes Read

What Fields Does a Secretary of State API Return? A Developer Reference

Every field a Secretary of State API returns, what each one means for underwriting, and how to model the ones a state declines to provide.

Business Verification

Shela Heramis

August 7, 2026

14 Minutes Read

The US Corporate Registry API, Explained: One Call, 51 Separate Registries

There is no single US corporate registry. How 50-plus Secretary of State systems work, and how an aggregating API turns them into one integration.

Business Verification

Shela Heramis

August 7, 2026

14 Minutes Read

What Does an Entity Validation API Actually Validate?

Existence, status, standing, registered agent, and officers: what an entity validation API checks, field by field, and what each field means for underwriting.

Business Verification

Shela Heramis

August 7, 2026

15 Minutes Read

How to Verify Business Registration Status via API

Resolve the entity, read the status field, handle slow states, and capture evidence an auditor can replay. The four operations behind one verification call.

Business Verification

Shela Heramis

August 7, 2026

14 Minutes Read

How to Automate Filing Status Updates via API

Point-in-time rechecks keep filing status current without a monitoring platform. Trigger design, retry mechanics, and when to hand off to continuous detection.

Business Verification

Shela Heramis

August 4, 2026

13 Minutes Read

Does Middesk Alert You When a Borrower's Registration Status Changes?

Yes, through registration.updated webhook events. What you still have to build around it, and what no status alert will ever tell you.

Business Verification

Shela Heramis

August 4, 2026

13 Minutes Read

Migrating from Middesk to Cobalt Business Monitoring: API Integration Guide

Not a like-for-like swap. The Secretary of State layer transfers; watchlist, bankruptcy, TIN and lien monitoring do not. Field mapping and cutover sequence.

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here