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Alternative Financing

Shela Heramis

September 18, 2025

10 Minutes Read

Understanding the Automated Underwriting System: Key Benefits and How to Improve

Automated underwriting is, at its core, a technology-driven process that employs computer algorithms and predefined criteria to assess the risk associated with offering financial products, such as loans and leases, to individuals or businesses.

News

Shela Heramis

September 16, 2025

6 Minutes Read

New bill caps ALL loans at 36% APR

Durbin, Blumenthal, Whitehouse Sept 2025 Announcement

News

Shela Heramis

September 10, 2025

September 9, 2025

6 Minutes Read

Lead Bank LaaS Expansion: MCA Veteran Jackie Reses as CEO

$1.47B Valuation, $70 Series B investment round

Alternative Financing

Shela Heramis

September 7, 2025

September 12, 2025

6 Minutes Read

How can I access primary source documents for verified UCC filings?

Cobalt Intelligence offers a direct, API-driven solution that cuts through the noise and provides actionable UCC data. It’s about more than just data; it’s about providing the confidence to make smart, informed decisions.

Alternative Financing

Shela Heramis

September 7, 2025

September 10, 2025

4 Minutes Read

How does Cobalt ensure real-time accuracy across 11 states for UCC data?

Cobalt Intelligence ensures real-time accuracy across its 11 supported states for UCC data by directly fetching information live from state sources via its API, rather than relying on stale, cached databases.

Alternative Financing

Shela Heramis

September 7, 2025

September 9, 2025

6 Minutes Read

How does real-time UCC data from Cobalt influence risk assessment and lending decisions?

Real-time UCC data from Cobalt Intelligence impacts risk assessment and lending decisions because it fundamentally transforms them by providing immediate, crystal-clear insights into a business's true financial obligations, dramatically bolstering fraud prevention, enabling more precise risk profiling, and ultimately empowering faster, smarter funding decisions.

Alternative Financing

Shela Heramis

September 7, 2025

September 8, 2025

4 Minutes Read

How reliable are current UCC monitoring services for multi-state data?

Cobalt Intelligence doesn't just offer a solution; it redefines the standard for reliability in multi-state UCC data. Unlike the outdated approaches, Cobalt's API is engineered for real-time accuracy and comprehensive insight directly from the source

News

September 7, 2025

September 06, 2025

6 Minutes Read

Trimont & JP Morgan's Blockchain for Fast Payments

Kinexys $3bn Transactions Daily; 24/7 Programmable Payments

Alternative Financing

Shela Heramis

September 2, 2025

September 5, 2025

6 Minutes Read

What steps do I need to take to get state-specific UCC data in real time?

To achieve real-time, state-specific UCC data, your primary step is to leverage an API (Application Programming Interface) solution from a specialized data provider. Cobalt Intelligence offers a UCC Filing Data API specifically designed to meet this critical need for alternative business lenders and institutional executives.

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here