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Shela Heramis

March 9, 2026

March 10, 2026

15 Minutes Read

How Does TIN/EIN Verification Catch Synthetic Identity Fraud Before You Fund?

TIN/EIN verification catches synthetic identity fraud by cross-referencing business names against IRS records in real time, closing gaps SOS checks miss.

News

Shela Heramis

March 8, 2026

Mach 6, 2026

6 Minutes Read

Fora hits $5B, Now Building Dedicated ISO Platform

225% ISO channel growth signals a distribution shift

News

Shela Heramis

March 7, 2026

March 11, 2026

16 Minutes Read

UCC Filing Data for Alternative Lenders: The Collateral Blind Spot That Cost Lenders $160 Million

How UCC filing data prevents collateral fraud for alternative lenders. Covers lien discovery, stacking detection, and the verification blind spot that cost lenders $160M.

News

Shela Heramis

March 7, 2026

March 12, 2026

14 Minutes Read

Court Records Due Diligence for Alternative Lenders: The Judgment Gap Nobody Checks

Most lenders check entity status and credit reports but skip court records. Since 2017, judgments vanished from credit reports, creating a blind spot that costs portfolios millions.

Business Verification

Shela Heramis

March 7, 2026

14 Minutes Read

Why Are Construction Lenders Still Funding Unlicensed Contractors in 2026?

Manual contractor license verification across state portals is slow, inconsistent, and easy to skip. Here is what the enforcement data shows and how to automate it.

Business Verification

Shela Heramis

March 7, 2026

12 Minutes Read

Find Related Businesses: What CTOs Need to Know About Cross-Entity Verification

Find Related Businesses adds cross-entity matching to existing SOS API calls with one parameter. Surface connected businesses by officer and agent across all 50 states.

News

Shela Heramis

March 6, 2026

March 4, 2026

6 Minutes Read

OppFi Defeats DFPI in California True Lender Ruling

Five factors courts now use to validate your structure

News

Shela Heramis

March 3, 2026

March 2, 2026

6 Minutes Read

3rd Double-Pledging Fraud Hits Apollo, Barclays, Wells

Barclays lost $800M. Expect tighter warehouse covenants.

Alternative Financing

Shela Heramis

February 25, 2026

March 8, 2026

4 Minutes Read

Upstart Sells $333M Auto Loan Portfolio to Bayview: What AI Lending's Balance Sheet Pivot Means for the Industry

Upstart sold $333 million in auto loan assets to Bayview Asset Management and signed a $200M forward-flow deal with Wafra. Here is what it means for alternative lenders.

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