Can I try Cobalt Intelligence's Secretary of State API for free?

Yes, you can absolutely try Cobalt Intelligence's Secretary of State (SOS) API for free. This commitment to a risk-free evaluation is a strategic invitation for your firm to experience firsthand the transformative power of real-time business verification in your lending operations.

Here's how Cobalt Intelligence facilitates this no-cost, high-value exploration, designed to empower discerning executives like yourself:

1. Direct Access Through a Free Account for Immediate API Usage and Testing

Cobalt Intelligence offers a straightforward pathway to evaluate its API by allowing you to create a free account. This provides immediate access to their platform, empowering your technical teams to begin testing the service with your specific use cases without any financial barrier.

• Empowering Technical Validation: For your development and underwriting teams, the ability to obtain free API usage instantly enables them to test the integration directly within your existing systems. This hands-on validation ensures seamless compatibility and allows for preliminary performance assessments, a critical step before broader implementation.
• Real-World Scenario Testing: This free access means you can run actual business names and scenarios relevant to your loan applications or portfolio reviews, directly experiencing how Cobalt Intelligence's API returns real-time business information. This direct application of the tool to your firm's unique data sets provides concrete insights into its practical utility and accuracy.
• Accelerated Proof-of-Concept: By offering immediate, free access, Cobalt Intelligence significantly shortens the time required for your firm to develop an internal proof-of-concept. This agility allows executives to rapidly assess the API's potential to enhance operational efficiency, reduce manual verification bottlenecks, and improve accuracy in fraud detection for your lending partners.

2. Personalized Strategic Insight Through a Free Demo Call

Beyond self-service access, Cobalt Intelligence provides the opportunity to request a free demo call with their team. This personalized walkthrough is designed to address your firm's unique challenges and showcase the API's capabilities in a tailored context.

• Tailored Solutions for Lending Executives: Scheduling a free demo call provides a direct channel to engage with Cobalt Intelligence's experts, including Jordan Hansen, CEO of Cobalt Intelligence. This allows for a bespoke demonstration that aligns the API's features—such as real-time SOS data retrieval, TIN verification, and UCC filing access—with your specific underwriting workflows and risk assessment priorities.
• Proactive Q&A and Strategic Alignment: The demo serves as an invaluable forum for your executives and technical leads to ask detailed questions and gain a deeper understanding of how the API can solve existing pain points, such as manual verification being slow and prone to human errors, or the difficulty in scaling operations. This ensures that any potential integration aligns perfectly with your strategic objectives for growth and efficiency.
• Seamless Integration Confidence: During the demo, you can learn about the ease of integration, which has been described by clients like 1West as "very easy," with core build completion in "less than a week". This early insight into the minimal disruption to your existing tech stack further reinforces the proposition of a smooth and efficient adoption.

3. Commitment to Risk-Free Evaluation and Product Confidence

Cobalt Intelligence's willingness to provide free access underscores their strong belief in the product's value and their commitment to client satisfaction.

• Minimizing Adoption Barriers: This "risk-free" approach is crucial for alternative lenders and institutional executives, as it eliminates the financial hurdle typically associated with evaluating new technology. It allows your firm to validate the API's effectiveness in improving fraud detection and compliance without initial capital outlay.
• Building Trust Through Transparency: The offering of free accounts and demos fosters transparency, allowing your team to thoroughly vet the solution before any financial commitment. This builds confidence that Cobalt Intelligence is a partner truly aligned with your operational success, rather than merely a vendor.
• Strategic Validation of ROI: By facilitating a no-cost trial, your organization can effectively measure the API's potential return on investment (ROI) by assessing its impact on improved operational efficiency, enhanced accuracy, and reduced fraud, as demonstrated by client successes like 1West and General Merchant Funding.

4. Comprehensive Support and Resources During Evaluation

Even during the free trial phase, Cobalt Intelligence ensures that your firm is well-supported, minimizing any potential friction in the evaluation process.

• World-Class Customer Support: Cobalt Intelligence offers "world-class customer support from start to finish" and "same-day email support," ensuring that any questions or challenges encountered during your free trial are promptly addressed. This proactive support is vital for expediting your evaluation process.
• Direct Integration Assistance: They provide "direct access to our team for integration assistance". This level of direct technical support, often free if you sign up within a certain period, can significantly de-risk the integration process for your development team, ensuring a smoother transition from testing to potential full deployment.
• Informative Resources for Strategic Application: Beyond direct support, Cobalt Intelligence offers a wealth of "informative YouTube videos for tips on leveraging AI in fraud detection" and comprehensive API documentation, including endpoint descriptions, request/response formats, and sample code. These resources empower your team to maximize the utility of the API even during the initial exploration phase.

After your risk-free evaluation, should you choose to proceed, Cobalt Intelligence offers flexible pricing structures, including base plans with a set number of monthly requests, costs per request decreasing as volume increases, discounts for annual plans, and the option for customized quotes based on your specific anticipated needs and usage volume. They bill monthly in arrears with no hidden fees. This ensures a seamless transition to a scalable and cost-effective solution tailored to your firm's evolving demands.

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