Beyond Banks topic

Regulation & Compliance

Rules, licensing, enforcement, and compliance changes that affect how alternative lenders operate.

Latest coverage

Updates, newest first

October 9, 2026

SBA approved 21,881 fewer 7(a) loans

By percentage, loans of $350,000 to $500,000 fell hardest, and tighter rules took effect Oct. 1

October 2, 2026

California requires MCA licenses by 2028

Unlicensed deals lose enforceability starting January 1, 2028

September 23, 2026

Minnesota cuts Plain Green's interest to 0%

Plain Green admits nothing, may still collect principal and can resume Minnesota lending under state law after 120 days' notice.

September 21, 2026

Credit Acceptance waives $634M of loans

Credit Acceptance says the settlement needs no new charge; the decree caps sub-600 vehicle prices at 109% of book and bars debt sales on early defaults.

September 7, 2026

Texas opens MCA registration

OCCC reserves recurring ACH debits for the first-filed funder.