Business Verification

Cobalt Intelligence's Business Verification API is the fastest way for alternative lenders and fintech platforms to verify business identity without building and maintaining integrations to 50 state Secretary of State portals.

Automated Business Entity Verification Use Cases

Here's Gary J. Highland, Founder and CEO at EntityScanAI, on what Cobalt does for their verification stack:

"We were looking for a partner to provide entity status checks for US corporations and LLCs across the US states via an API. Cobalt Intelligence provided exactly what we needed. Cobalt has been very easy to work with and provides prompt answers whenever we need assistance."

Here's Uri Sittan, Co-Founder and CTO at Become, on data reliability:

"Cobalt Intelligence helped us solve ongoing data accuracy issues by providing reliable verification we can trust. On top of that, their team has been a pleasure to work with, helpful, responsive, and always there when we need them."

Here's Rich McIver, CMO at AltruPay, on the operational impact:

"Adding Cobalt has been a great addition to our onboarding process as it's reduced friction, increased the rate of completed applications, and improved customer satisfaction."

The common thread: real-time SOS data, TIN verification, OFAC screening, and court records in a single API call remove the Achilles heel of manual verification across 50 jurisdictions.

If you're evaluating providers side-by-side, see our full breakdown of the best business verification APIs for 2026 for a head-to-head look at Cobalt against other top options on the market.

How to Try Cobalt's Business Verification API For Free

We want you to experience the product firsthand before committing. Test our entity verification across all 50 Secretary of State jurisdictions using the free 50 States SOS API tool.

For a technical walkthrough, this getting started guide covers authentication, endpoint usage, and the real-time query patterns used by production alt-lending platforms.

Why Entity Status Normalization Matters for Verification

Business Verification breaks down when entity status data doesn't normalize across jurisdictions. What looks like "Active" in one state may mean "Active and in Good Standing" elsewhere, or the state may report "Current", "Registered", or use state-specific codes that don't map cleanly. Cobalt's API normalizes entity status across all 50 states, returning a consistent schema so your underwriting logic can trust a single field instead of parsing 50 different response shapes.

Reference the Business Entity Status Definitions Guide for the full mapping.

Or schedule a demo with the team to walk through Business Verification in production.