Business Verification

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Business Verification

Shela Heramis

February 9, 2026

February 10, 2026

15 Minutes Read

Delaware Business Entity Verification: What Alternative Lenders Need to Know

Delaware returns 20 distinct entity statuses, the most of any state, and charges $15-$20 per lookup. Only Good Standing is safe to fund. This guide maps all 20 statuses to lending decisions for alternative lenders.

Business Verification

Shela Heramis

February 5, 2026

February 2026

18 Minutes Read

Top 10 Business Verification APIs for 2026: The Complete Buyer's Guide

Compare 10 leading business verification APIs for 2026 including pricing, US coverage, and primary vs secondary data sources.

Business Verification

Shela Heramis

January 31, 2026

January 23, 2026

14 Minutes Read

Texas Business Entity Verification: What Alternative Lenders Need to Know

Texas ranks among the top states for business entity formations, with over 3.2 million active entities. For alternative lenders, Texas verification presents unique challenges with terminology like Suspense and Involuntary Termination. This guide examines which statuses trigger automatic decline versus manual review.

Business Verification

Shela Heramis

January 27, 2026

February 18, 2026

11 Minutes Read

Maryland Business Entity Verification: What Alternative Lenders Need to Know

Maryland offers alternative lenders a streamlined Secretary of State status system with 8 categories, including the notable 'Revived' status that indicates an entity successfully restored from forfeiture. For lenders processing Mid-Atlantic deal flow, Maryland's proximity to Washington D.C. creates a concentration of government contractors and professional services firms with specific verification considerations.

Business Verification

Shela Heramis

January 27, 2026

February 23, 2026

11 Minutes Read

Maine Business Entity Verification: What Alternative Lenders Need to Know

Maine offers alternative lenders a moderately detailed Secretary of State status system with 11 distinct categories, including valuable warning statuses like 'Not Good Standing' and 'Administratively Suspended' that provide advance notice of compliance problems. For lenders processing Northeast deal flow, Maine's multi-tiered system enables nuanced risk assessment while maintaining clear decision boundaries.

Business Verification

Shela Heramis

January 27, 2026

February 19, 2026

10 Minutes Read

Louisiana Business Entity Verification: What Alternative Lenders Need to Know

Louisiana presents alternative lenders with one of the simplest Secretary of State status systems in the nation—just two categories: Active and Inactive. While this binary system enables rapid automated decisions, Louisiana's unique civil law tradition and Gulf Coast economy create verification considerations that go beyond basic status checks. For lenders processing Southeast deal flow, understanding what Louisiana's simplified system reveals—and what it hides—is essential for accurate risk assessment.

Business Verification

Shela Heramis

January 27, 2026

February 20, 2026

10 Minutes Read

Kentucky Business Entity Verification: What Alternative Lenders Need to Know

Kentucky offers alternative lenders one of the most straightforward—and notably blunt—Secretary of State status systems in the nation with just three categories: Active Good, Inactive, and Bad. Yes, Kentucky actually uses 'Bad' as an official entity status. For lenders processing Southeast and Midwest deal flow, Kentucky's simplified system enables rapid binary decisions but provides minimal context about underlying compliance issues.

Business Verification

Shela Heramis

January 27, 2026

February 24, 2026

10 Minutes Read

Kansas Business Entity Verification: What Alternative Lenders Need to Know

Kansas offers alternative lenders a moderately complex Secretary of State status system with 8 distinct categories, including uniquely descriptive status names like 'Forfeited - Failed to Timely File I/R' that explicitly explain the reason for adverse action. For lenders processing Midwest and Plains state deal flow, Kansas's transparent status naming provides clearer risk signals than states with more opaque terminology.

Business Verification

Shela Heramis

January 27, 2026

February 6, 2026

10 Minutes Read

Iowa Business Entity Verification: What Alternative Lenders Need to Know

Iowa offers alternative lenders one of the simplest Secretary of State status systems in the nation with just two categories: Active and Inactive. While this binary system simplifies automated underwriting decisions, it also means Iowa's database doesn't reveal intermediate warning states that other states expose. For lenders processing Midwest agricultural and manufacturing deal flow, understanding what Iowa's simplified system does—and doesn't—tell you is essential for accurate risk assessment.

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