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Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

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Business Verification

By

August 7, 2026

August 7, 2026

14 Minutes Read

The US Corporate Registry API, Explained: One Call, 51 Separate Registries

There is no single US corporate registry. How 50-plus Secretary of State systems work, and how an aggregating API turns them into one integration.

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Business Verification

By

August 7, 2026

August 7, 2026

14 Minutes Read

What Does an Entity Validation API Actually Validate?

Existence, status, standing, registered agent, and officers: what an entity validation API checks, field by field, and what each field means for underwriting.

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Business Verification

By

August 7, 2026

August 7, 2026

14 Minutes Read

Company Lookup API vs Company Search API: Which Do You Need?

Lookup and search are different retrieval operations with different failure modes. Which one your workflow needs, and what each does to your match rate.

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Business Verification

By

August 7, 2026

August 7, 2026

15 Minutes Read

How to Verify Business Registration Status via API

Resolve the entity, read the status field, handle slow states, and capture evidence an auditor can replay. The four operations behind one verification call.

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Business Verification

By

August 7, 2026

August 7, 2026

14 Minutes Read

How to Automate Filing Status Updates via API

Point-in-time rechecks keep filing status current without a monitoring platform. Trigger design, retry mechanics, and when to hand off to continuous detection.

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Business Verification

By

August 4, 2026

August 4, 2026

13 Minutes Read

Does Middesk Alert You When a Borrower's Registration Status Changes?

Yes, through registration.updated webhook events. What you still have to build around it, and what no status alert will ever tell you.

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Business Verification

By

August 4, 2026

August 4, 2026

13 Minutes Read

Migrating from Middesk to Cobalt Business Monitoring: API Integration Guide

Not a like-for-like swap. The Secretary of State layer transfers; watchlist, bankruptcy, TIN and lien monitoring do not. Field mapping and cutover sequence.

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Business Verification

By

August 4, 2026

August 4, 2026

13 Minutes Read

Middesk Continuous Monitoring vs Cobalt Business Monitoring: What Each Alerts On

Middesk monitors five categories, Cobalt Business Monitoring covers the Secretary of State record only. An alert-type-by-alert-type comparison.

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Business Verification

By

August 4, 2026

August 4, 2026

13 Minutes Read

Mapping Secretary of State Change Alerts Into Your Loan Management System

Where an alert lands decides whether it changes anything. The data model for wiring Secretary of State changes into a servicing system.

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Business Verification

By

August 4, 2026

August 4, 2026

13 Minutes Read

How to Set Up Business Monitoring for a Loan Portfolio, Step by Step

Start narrow, log before routing, build suppression before alerting. A staged rollout for Secretary of State monitoring across a loan portfolio.