All Blogs

← Back to Blog Home

Find the Cobalt articles that fit your question. Explore a topic, start with a useful example, or browse every article below.

Jump to all articles ↓

READ BY TOPIC

Explore by topic

Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

Secretary of State API

Shela Heramis

September 25, 2026

September 24, 2026

17 Minutes Read

Same Business Name in Two States: How to Confirm Which Entity Is the Borrower

A guide for underwriting and closing leads on resolving the same business name in two states by state and entity number, not by name, before loan documents are drawn.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

cachedData Integration Test Plan for Long-Running SOS Searches

A lender-focused guide to cachedData integration test plan when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

Keep Straight-Through Preparation Moving While Live SOS Is Pending

A lender-focused guide to straight-through SOS preparation when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

How to Log an Incomplete SOS Response With Interim cachedData

A lender-focused guide to Incomplete SOS response audit log when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

retryId Is Correlation, Not Duplicate-Decision Control

A lender-focused guide to retryId duplicate decision control when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

Why Cached and State SOS Name Searches Can Return Different Matches

A lender-focused guide to cached vs live SOS matching when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

All-State cachedData Needs a Multi-State Freshness Policy

A lender-focused guide to multi-state cached data policy when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

How to Label cachedData in an Underwriter Interface

A lender-focused guide to cachedData underwriter interface when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

cachedData Has No Live Screenshot: Preserve the Right Evidence at Each Phase

A lender-focused guide to cachedData screenshot when cachedData arrives during a long-running live Secretary of State search.

Secretary of State API

Shela Heramis

September 16, 2026

10 Minutes Read

Cached and Live SOS Matches Differ: Build a Neutral Review Queue

A lender-focused guide to cached live match review when cachedData arrives during a long-running live Secretary of State search.