Preserve the record before you call the borrower. An hour-by-hour runbook for the first day after an entity status alert.
Cobalt Business Monitoring re-checks a business's Secretary of State record on your schedule and sends every change to your webhook. One credit per check.
Buying defaulted paper turns on whether the judgment behind it is real, unsatisfied and still enforceable. How to size the verifiable share of a portfolio.
Plant-touching cannabis operators largely cannot use federal bankruptcy, so distress surfaces in state court receiverships instead. Why state records carry extra weight here.
When you lend into distress, litigation is expected. The question is whether it changes your recovery position, and who already holds a perfected lien ahead of you.
In manufacturing, a contract dispute names the counterparty your borrower's revenue depends on. How litigation reveals customer concentration the financials obscure.
Trucking carries catastrophic tail risk, so a pending case can matter more than a closed judgment. How court data and FMCSA safety scores answer different questions.
A landlord nonpayment proceeding is usually the earliest hard signal a restaurant is failing. Which case types predict distress and which ones are just noise.
A malpractice suit and a payer dispute are not the same credit signal. How to weight healthcare litigation by case type, and why the borrower entity often is not the defendant.
Franchise lending has a two-entity problem. Why the franchisor's litigation posture matters to your franchisee borrower, and how to resolve the legal name before searching.
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