How lenders use court-records data to surface judgment liens against a borrowing business, route by judgment count, amount, and recency, and connect judgments to repayment and collateral risk.
Federal court records versus state court records explained for lenders: what each covers, when to check which, and where a targeted state court-records API fits in underwriting diligence.
How marketplace lenders run a professional license check at intake to confirm a borrowing contractor holds a valid, active license, with honest coverage limits and fallback routing.
How lenders verify contractor licenses by state, with a coverage matrix for the states Cobalt supports, async verification speed, and fallback handling for states outside coverage.
Each participant in a syndicated MCA deal carries its own OFAC liability. How to screen entity, owners, and counterparties, what the syndication agreement must require, and audit per funder.
How alternative lenders handle OFAC beneficial ownership BOI with API screening, match-score routing, owner checks, and audit-ready evidence.
How alternative lenders handle OFAC equipment finance asset based with API screening, match-score routing, owner checks, and audit-ready evidence.
How alternative lenders handle OFAC audit regulatory exam with API screening, match-score routing, owner checks, and audit-ready evidence.
How alternative lenders handle OFAC trade credit B2B with API screening, match-score routing, owner checks, and audit-ready evidence.
How alternative lenders handle cobalt vs refinitiv world check OFAC with API screening, match-score routing, owner checks, and audit-ready evidence.
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