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A GOOD PLACE TO BEGIN
The payment rail is changing before the deal closes
Nova Credit is how the score gets out
A build, buy, or hybrid decision model based on durable ownership of state sources, normalization, incidents, fallbacks, evidence, policy, and decisions.
Map your book by state before counsel does
KKR is out. The origination machine is what sold.
Most monitoring fails at triage, not detection. A severity model for Secretary of State changes, and what belongs in a log rather than a queue.
The binding clock for secured lenders is four months, not twelve. Where the interval actually comes from, and how it should vary by borrower.
Alleged rates ran 62% to 149% on money already paid.
Reinstatement is usually backdated to the dissolution date. What that does to a decision made during the gap, and why the date you knew is legally material.
The rule that actually binds changed five weeks ago.