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Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

Alternative Financing

Shela Heramis

March 18, 2025

March 17, 2025

3 Minutes Read

Klarna replaces Affirm as Walmart's exclusive US BNPL provider

Klarna has secured a significant partnership with Walmart, replacing Affirm as the exclusive provider of buy now, pay later (BNPL) services for the retail giant

News

Shela Heramis

March 15, 2025

4 Minutes Read

SoFi & Blue Owl $5bn Deal

Prioritizing origination over balance sheet loans.

Alternative Financing

Shela Heramis

March 21, 2025

March 14, 2025

4 Minutes Read

Secretary of State API: Business Document Retrieval for Certificates of Good Standing & Annual Reports

Modern business verification requires real-time access to critical business data.

Alternative Financing

Shela Heramis

March 21, 2025

March 13, 2025

6 Minutes Read

Business Verification Confidence: The Power of Secretary of State API for Formation Document Retrieval

One of the foundational elements of due diligence is the examination of a business's formation documents.

Alternative Financing

Shela Heramis

March 13, 2025

6 Minute Read

Silicon Valley Bank $2.5B Lending Deal with Pinegrove

$10B in 550 Loan Deals Made

Alternative Financing

Shela Heramis

March 21, 2025

March 12, 2025

4 Minutes Read

Primary Source Business Documents: Live vs Cached SOS Data

When to pull live Secretary of State records and when cached data is enough: latency by state, refresh cycles, coverage limits, credit cost, and the audit evidence each option leaves behind.

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

2 Minutes Read

Fintech Mercury Severs Ties With Evolve Bank

Mercury Technologies, a prominent fintech neobank catering to startups and businesses, has severed its partnership with Evolve Bank & Trust

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

3 Minutes

CFPB Lawsuit Targets FirstCash for APR Military Cap Breach

The Consumer Financial Protection Bureau (CFPB) is proceeding with its lawsuit against FirstCash Inc. for allegedly violating the Military Lending Act (MLA)