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Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

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Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

Alternative Financing

Shela Heramis

August 26, 2025

August 25, 2025

6 Minutes Read

What are common reasons a business becomes admin dissolved in NC?

In North Carolina, when an entity enters "Admin. Dissolved" status, it has progressed through the administrative dissolution process "without filing the required filings and a Certificate of Administrative Dissolution was issued".

News

Shela Heramis

August 24, 2025

August 23, 2025

4 Minutes Read

Oaktree Specialty Lending 0.95X Coverage Signals Risk

Portfolio stress evident as credits on non-accrual status rise

Alternative Financing

Shela Heramis

August 26, 2025

August 22, 2025

6 Minutes Read

Does admin dissolved mean the business is officially closed in North Carolina?

This blog post will meticulously detail what "Admin. Dissolved" means specifically within North Carolina's regulatory framework, elucidate its profound impact on a business's legal standing, and underscore why this status demands immediate and proactive attention from lending professionals.

Alternative Financing

Shela Heramis

August 26, 2025

August 21, 2025

6 Minutes Read

How does "admin dissolved" affect a business's legal standing in North Carolina?

The designation "Admin Dissolved" in North Carolina is far more than a clerical note; it represents a fundamental breakdown in a business's legal operability, signaling a significant red flag for any financial institution.

News

Shela Heramis

August 21, 2025

6 Minutes Read

Figure hits $29M Profit as Top HELOC Lender

$16B Originated: Figure Files for Nasdaq IPO

Alternative Financing

Shela Heramis

August 21, 2025

August 20, 2025

6 Minutes Read

What does "admin dissolved" mean in North Carolina?

Unpacking "Administratively Dissolved" in North Carolina

Alternative Financing

Shela Heramis

August 24, 2025

August 19, 2025

4 Minutes Read

How does ‘Pending Inactive’ differ from ‘Inactive’ for Virginia entities?

Within the Commonwealth of Virginia, two distinct, yet often conflated, business statuses — 'Pending Inactive' and 'Inactive' — carry profoundly different implications for risk and operational viability.

News

Shela Heramis

August 19, 2025

6 Minutes Reas

Payday Ponzi CEO Gets 7 Years For $66M Theft

FBI, SEC, and Florida Office of Financial Regulation Increased Scrutiny

Alternative Financing

Shela Heramis

August 24, 2025

August 18, 2025

6 Minutes Read

What exactly does "Pending Inactive" status mean for my Virginia business?

When the Virginia State Corporation Commission (SCC) assigns a "Pending Inactive" status to a business entity, it's a clear signal that the business is on the precipice of losing its "Active" status. It indicates that the entity is in the process of becoming inactive.

News

Shela Heramis

August 19, 2025

August 16, 2025

9 Minutes Read

Madison Realty Capital $585M Foreclosure Battle

RICO Allegations Expose Construction Lending Liability Risks