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October 23, 2025

October 20, 2025

How to Connect to a Secretary of State API: A Developer Integration Guide

A developer walkthrough for connecting to a Secretary of State API: REST endpoint structure, state data normalization, webhook callbacks for slow states, cache fallback, and the timestamped audit trail underwriting teams need.

News

Shela Heramis

October 18, 2025

6 Minutes Read

Nova Credit Lands $35M Series D

Cash Flow Underwriting now from "experimental" to "infrastructure"

Alternative Financing

Shela Heramis

October 19, 2025

October 17 2025

6 Minutes Read

How to check a contractor's bond and insurance status?

De-Risking the Deal: How Institutional Lenders Verify a Contractor's Bond and Insurance Status

Alternative Financing

Shela Heramis

October 19, 2025

October 16, 2025

4 Minutes Read

What to do if a contractor verification shows violations?

The definitive action for lenders when a contractor verification shows violations is to immediately suspend automated underwriting and initiate a forensic, risk-based review anchored by irrefutable data checks.

News

Shela Heramis

October 17, 2025

October 16, 2025

6 Minutes Read

Tricolor 29,000 Loans Pledged Twice

Massive blind spot: consolidated recordkeeping

Alternative Financing

Shela Heramis

October 19, 2025

October 15, 2025

4 Minutes Read

Are contractor license requirements different by state?

The rules surrounding bonding, general liability insurance, and contractor licensing are far from uniform across the United States, creating compliance hurdles and opportunities for application fraud. Successfully lending to contractors requires transcending the outdated manual approach and implementing real-time verification capabilities directly within your Automated Underwriting System (AUS).