All Blogs

← Back to Blog Home

Find the Cobalt articles that fit your question. Explore a topic, start with a useful example, or browse every article below.

Jump to all articles ↓

READ BY TOPIC

Explore by topic

Business Verification Entity checks, records, and verification workflows.Secretary of State API State lookups, fields, statuses, and integration decisions.Alternative Financing Underwriting and lending operations.Industry News Market moves, regulation, and alternative-finance developments.

Also exploreAI & Automation ↗AI Fintech ↗

A GOOD PLACE TO BEGIN

Start with what you need

Learn a methodSOS API data coverage checklist ↗A practical way to compare state data and API coverage.See a customer exampleHow 1West automated SOS verification ↗A published customer case study.Meet CobaltFounder Jordan Hansen ↗The person and story behind Cobalt Intelligence.

Latest articles

article card image

By

January 7, 2026

January 06, 2026

Baltimore Sues Fintech Dave: 2500% APR Claims Filed

Municipal Fee-to-APR Enforcement Is Coming for Commercial Lenders

article card image

Alternative Financing

By

January 12, 2026

January 6, 2026

Verifying "Formation Date": The Secret to Spotting Shell Companies

Every loan application tells a story—but the formation date tells you whether that story is true.

article card image

Alternative Financing

By

January 9, 2026

January 5, 2026

The Lender's Guide to Automating KYB with an SOS API

For alternative lenders processing hundreds or thousands of applications monthly, manual Know Your Business (KYB) verification has become the "Achilles heel" of scaling operations.

article card image

By

January 5, 2026

January 03, 2026

Tricolor Execs Indicted; Recordings Catch Cover-Up in Progress

CEO faces life sentence as CFO, finance exec plead guilty and cooperate

article card image

Alternative Financing

By

January 6, 2026

January 2, 2026

The Complete Picture: Connecting Entity Verification to Financial Health Data

Entity verification confirms a business exists. Cash flow analysis confirms it's operating.

article card image

Alternative Financing

By

January 6, 2026

December 30, 2025

Ghost Businesses: How Fraudsters Create Entities That Don't Really Exist

The application claims five years in business.

article card image

By

January 5, 2026

December 30, 2025

Provenir's LendTech Award; Taktile Raises $54M for Lenders

Taktile Launches AI Agents & Decisioning platform

article card image

Alternative Financing

By

January 6, 2026

December 29, 2025

The "No-Match" Signal: Why Finding Nothing Is Finding Something

When automated entity validation returns "no match found," most lenders see a failed verification.

article card image

By

December 29, 2025

December 27, 2025

Comerica Survey Reports 79% of SMBs expect Growth

But SBA defaults hit 3.7% and up in 44 states; Where Is the Stress Showing?

article card image

Alternative Financing

By

December 29, 2025

December 24, 2025

When "ABC Company LLC" Doesn't Match "ABC Company, LLC": Solving Fuzzy Matching in Loan Underwriting

The applicant writes "ABC Company LLC" on their application.