MCAs are "credit" under ECOA and Must Report Data
$0.51 to $0.40 Distributable Earnings, EPS drop from $1.75 to $1.18,
$2.5B to $45M Valuation, $65M loss in 2024
ROEs being tied to portfolio spreads
Deregulation of Usury Laws & Lending Under Trump
$3.2M Fraud in BORRO Cannabis Stock Claimed
EBITDA $20M-75M, Senior Secured Loans Focused
Credit Risk, Portfolio Health & Integration Challenges
Upstart Holdings, the AI lending platform, saw its stock soar after smashing Q4 and full-year 2024 results.
Section 1071 Update Can Save Lenders $500M