All Blogs

February 4, 2026

March 17, 2026

EntityScanAI: 50-State Entity Verification in One API Integration

EntityScanAI needed comprehensive entity verification across all 50 US states via API without the 6-12 month engineering burden. Cobalt Intelligence provided 50-state coverage through a single API, enabling 3-week integration.

News

Shela Heramis

March 15, 2026

March 13, 2026

10 Minutes Read

Stellantis Sued Iowa Dealer for $12.3M Over Double-Pledged Inventory

Double Flooring Fraud: Two OEMs missed it. What is your process catching?

Business Verification

Shela Heramis

February 4, 2026

March 13, 2026

16 Minutes Read

Business Entity Verification Across All 50 States: The Complete Guide for Alternative Lenders

Alternative lenders processing high volumes face a hidden bottleneck: verifying business entity status across 50 different Secretary of State systems. This guide maps 400+ unique status definitions to a universal GREEN/YELLOW/RED risk framework and provides the implementation roadmap lenders need.

News

Shela Heramis

March 7, 2026

March 12, 2026

14 Minutes Read

Court Records Due Diligence for Alternative Lenders: The Judgment Gap Nobody Checks

Most lenders check entity status and credit reports but skip court records. Since 2017, judgments vanished from credit reports, creating a blind spot that costs portfolios millions.

News

Shela Heramis

March 13, 2026

March 11, 2026

12 Minutes Read

JPMorgan, Pimco Converge on Private Credit's Bad Underwriting

JPM's $22.2B exposure just got a haircut. Count your layers.

News

Shela Heramis

March 7, 2026

March 11, 2026

16 Minutes Read

UCC Filing Data for Alternative Lenders: The Collateral Blind Spot That Cost Lenders $160 Million

How UCC filing data prevents collateral fraud for alternative lenders. Covers lien discovery, stacking detection, and the verification blind spot that cost lenders $160M.

News

Shela Heramis

March 9, 2026

March 10, 2026

15 Minutes Read

How Does TIN/EIN Verification Catch Synthetic Identity Fraud Before You Fund?

TIN/EIN verification catches synthetic identity fraud by cross-referencing business names against IRS records in real time, closing gaps SOS checks miss.

News

Shela Heramis

March 10, 2026

March 9, 2026

20 Minute Read

BlackRock, Blackstone, Blue Owl All Gated the Same Quarter

KKR, Carlyle, BlackRock BDCs Are Cutting Dividends in Q1 2026

Alternative Financing

Shela Heramis

February 25, 2026

March 6, 2026

5 Minutes Read

Zocks Raises $45M Series B: Why Agentic AI Is Reshaping Financial Services Automation

Zocks raised $45M for agentic AI in financial services, backed by QED Investors and Lightspeed. The funding signals a shift from AI that analyzes to AI that acts, with direct implications for lending.

Alternative Financing

Shela Heramis

February 25, 2026

March 8, 2026

4 Minutes Read

Upstart Sells $333M Auto Loan Portfolio to Bayview: What AI Lending's Balance Sheet Pivot Means for the Industry

Upstart sold $333 million in auto loan assets to Bayview Asset Management and signed a $200M forward-flow deal with Wafra. Here is what it means for alternative lenders.