A marketplace risk guide to validating seller business tax identity before onboarding, payout activation, and tax profile acceptance.
The Ninth Circuit locked in $23 billion of borrower-defense relief the same month Grad PLUS ended. A roughly $15 billion a year federal market now belongs to private and state lenders, on private terms.
Eight buyers were contacted and one bid. While the two sides negotiated, certified loan volume kept falling, and the offer followed it down.
How real estate and bridge lenders check a borrowing entity's foreclosure and litigation history in court records, route by severity, and fall back to county records where coverage ends.
PACER and the Cobalt Court Case API compared for lenders: federal nationwide access versus targeted programmatic state-court business signals, and why the two are complementary, not substitutes.
A three-year forward flow for 5-to-10% fixed-fee paper, terms undisclosed
Court records APIs compared for lenders on the axes that matter: coverage, search method, latency, integration model, and audit trail, with where a targeted state-court API fits.
How SBA 7(a) and 504 lenders use business litigation and judgment signals from court records to support eligibility and character diligence under SBA SOP 50 10, with honest coverage limits.
One borrower can now stack $5M of 7(a) on $5M of 504. The taxpayer guarantee cap never moved
How lenders use court-records data to surface judgment liens against a borrowing business, route by judgment count, amount, and recency, and connect judgments to repayment and collateral risk.
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