Cobalt Intelligence Secretary of State API

Cobalt Intelligence can automate thousands of Secretary of State lookups

Countless hours manually performing Secretary of State lookups is a pain. It's a tedious and costly process that eats up valuable time. Not anymore!

Secretary of State API

Alternative Financing

Shela Heramis

February 25, 2026

March 6, 2026

5 Minutes Read

Zocks Raises $45M Series B: Why Agentic AI Is Reshaping Financial Services Automation

Zocks raised $45M for agentic AI in financial services, backed by QED Investors and Lightspeed. The funding signals a shift from AI that analyzes to AI that acts, with direct implications for lending.

Alternative Financing

Shela Heramis

February 25, 2026

March 8, 2026

4 Minutes Read

Upstart Sells $333M Auto Loan Portfolio to Bayview: What AI Lending's Balance Sheet Pivot Means for the Industry

Upstart sold $333 million in auto loan assets to Bayview Asset Management and signed a $200M forward-flow deal with Wafra. Here is what it means for alternative lenders.

Alternative Financing

Shela Heramis

February 25, 2026

March 5, 2026

4 Minutes Read

Senator Reed's Predatory Lending Elimination Act: What Alternative Lenders Need to Know About the Proposed 36% APR Cap

Senator Jack Reed introduced S. 3793, the Predatory Lending Elimination Act, proposing a nationwide 36% APR cap on consumer loans. Here is what alternative lenders need to know.

Business Verification

Shela Heramis

January 27, 2026

March 6 2026

15 Minutes Read

Massachusetts Business Entity Verification: What Alternative Lenders Need to Know

Guide to Massachusetts entity verification for alternative lenders. Covers the four primary statuses from the Secretary of the Commonwealth, unique terminology, and multi-state verification approach.

Business Verification

Shela Heramis

January 27, 2026

Mach 5, 2026

15 Minutes Read

Michigan Business Entity Verification: What Alternative Lenders Need to Know

Guide to Michigan entity verification for alternative lenders. Covers the nine LARA statuses including multiple dissolution types, and provides risk-tier mapping for automated underwriting.

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