Cobalt Intelligence Secretary of State API

Cobalt Intelligence Can Automate Thousands of Secretary of State Lookups

How high-volume lenders automate Secretary of State lookups: select the entity, screen it, confirm live without blocking, route exceptions, and monitor after funding.

Secretary of State API

Business Verification

Shela Heramis

September 4, 2026

October 19, 2026

13 Minutes Read

What to Store From Business Monitoring Webhooks for a Defensible Change History

Preserve monitoring source events, delivery receipts, customer rules, dispositions, and corrections as a replayable evidence history.

News

Shela Heramis

October 19, 2026

October 16, 2026

9 Minutes Read

Fed's Beige Book names MCAs for payroll

Kansas City contacts report tighter SBA standards alongside MCA use; Atlanta contacts say institutions left SBA lending

Business Verification

Shela Heramis

September 4, 2026

October 16, 2026

13 Minutes Read

When Business Monitoring Should Stop: Loan Payoff, End Dates, and Account Closure Controls

End active business monitoring deliberately at payoff, account closure, or a defined date while preserving the evidence required by policy.

Business Verification

Shela Heramis

September 4, 2026

October 15, 2026

13 Minutes Read

A Business Disappeared From the State Registry: How to Route the Monitoring Alert

Investigate a found-to-missing state-registry transition through provenance, source, identity, and policy checks before taking credit action.

News

Shela Heramis

October 17, 2026

October 14, 2026

9 Minutes Read

Franklin Templeton buys $480M lender-finance book

A new BSP fund took over a lender finance book whose target list included MCA funders

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