Cobalt Intelligence Secretary of State API

Cobalt Intelligence Can Automate Thousands of Secretary of State Lookups

How high-volume alternative lenders automate thousands of Secretary of State lookups per month, where per-lookup fees compound, and how to size verification ROI.

Secretary of State API

Alternative Financing

Shela Heramis

August 27, 2026

September 11, 2026

9 Minutes Read

EIN Verification, Contractor Licenses, and SOS Records Before Funding

A pre-funding control for joining the contractor's state entity, federal tax pair, license record, and receiving account before a credit decision.

Alternative Financing

Shela Heramis

August 27, 2026

September 10, 2026

8 Minutes Read

EIN Verification for B2B Buy Now, Pay Later Workflows

A B2B BNPL workflow for binding checkout accounts and later orders to one verified legal customer before a limit or shipment is released.

Alternative Financing

Shela Heramis

August 27, 2026

September 8, 2026

6 Minutes Read

Automating Court Record Checks in MCA Underwriting

An MCA court-evidence pipeline that proves jurisdictional coverage, resolves party identity, classifies docket posture, and routes material cases to review.

Business Verification

Shela Heramis

August 27, 2026

September 8, 2026

6 Minutes Read

Consumer vs. Business Entity Intake for Lending Workflows

A subject-first lending intake design that separates natural people, sole proprietors, DBAs, legal entities, owners, guarantors, and authorized users.

News

Shela Heramis

September 9, 2026

September 7, 2026

11 Minutes Read

Texas opens MCA registration

OCCC reserves recurring ACH debits for the first-filed funder.

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