Cobalt Intelligence Secretary of State API

Cobalt Intelligence can automate thousands of Secretary of State lookups

Countless hours manually performing Secretary of State lookups is a pain. It's a tedious and costly process that eats up valuable time. Not anymore!

Secretary of State API

Business Verification

Shela Heramis

January 27, 2026

February 9, 2026

11 Minutes Read

Hawaii Business Entity Verification for Alternative Lenders

Hawaii's remote location and unique business environment create specific verification challenges for alternative lenders. The Hawaii Department of Commerce uses abbreviated status codes like 'Nm. Chg.', 'Adm. Term.', and numeric delinquency indicators '1' and '2' that require interpretation. This guide maps Hawaii's 20 entity statuses to lending decisions and decodes the state's abbreviated terminology.

Business Verification

Shela Heramis

January 27, 2026

February 6, 2026

10 Minutes Read

Iowa Business Entity Verification: What Alternative Lenders Need to Know

Iowa offers alternative lenders one of the simplest Secretary of State status systems in the nation with just two categories: Active and Inactive. While this binary system simplifies automated underwriting decisions, it also means Iowa's database doesn't reveal intermediate warning states that other states expose. For lenders processing Midwest agricultural and manufacturing deal flow, understanding what Iowa's simplified system does—and doesn't—tell you is essential for accurate risk assessment.

Business Verification

Shela Heramis

January 27, 2026

February 5, 2026

10 Minutes Read

Kansas Business Entity Verification: What Alternative Lenders Need to Know

Kansas offers alternative lenders a moderately complex Secretary of State status system with 8 distinct categories, including uniquely descriptive status names like 'Forfeited - Failed to Timely File I/R' that explicitly explain the reason for adverse action. For lenders processing Midwest and Plains state deal flow, Kansas's transparent status naming provides clearer risk signals than states with more opaque terminology.

Business Verification

Shela Heramis

February 5, 2026

February 2026

18 Minutes Read

Top 10 Business Verification APIs for 2026: The Complete Buyer's Guide

Compare 10 leading business verification APIs for 2026 including pricing, US coverage, and primary vs secondary data sources.

Business Verification

Shela Heramis

January 27, 2026

February 4, 2026

11 Minutes Read

Colorado Business Entity Verification for Alternative Lenders

Colorado's booming business environment includes over 750,000 registered entities across Denver, Boulder, Colorado Springs, and the Front Range corridor. The Colorado Secretary of State uses 'Good Standing' terminology with a 'Delinquent' warning status that provides early notice of compliance issues. This guide maps Colorado's eight entity statuses to lending decisions and shows how to leverage the state's intermediate warning system.

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