Cobalt Intelligence Secretary of State API

Cobalt Intelligence Can Automate Thousands of Secretary of State Lookups

How high-volume alternative lenders automate thousands of Secretary of State lookups per month, where per-lookup fees compound, and how to size verification ROI.

Secretary of State API

Business Verification

Shela Heramis

May 23, 2026

August 4, 2026

6 Minutes Read

EIN Verification for Marketplace Onboarding

A marketplace risk guide to validating seller business tax identity before onboarding, payout activation, and tax profile acceptance.

News

Shela Heramis

August 5, 2026

August 3, 2026

10 Minutes Read

Sallie Mae Targets $5 Billion a Year as Washington Exits Graduate Lending

The Ninth Circuit locked in $23 billion of borrower-defense relief the same month Grad PLUS ended. A roughly $15 billion a year federal market now belongs to private and state lenders, on private terms.

News

Shela Heramis

August 1, 2026

July 31, 2026

9 Minutes Read

Open Lending's Only Bidder Cut Its Offer From $3.50 to $3.15

Eight buyers were contacted and one bid. While the two sides negotiated, certified loan volume kept falling, and the offer followed it down.

Business Verification

Shela Heramis

June 3, 2026

July 31, 2026

7 Minutes Read

Foreclosure History Checks for Real Estate Lending

How real estate and bridge lenders check a borrowing entity's foreclosure and litigation history in court records, route by severity, and fall back to county records where coverage ends.

Business Verification

Shela Heramis

June 3, 2026

July 30, 2026

7 Minutes Read

PACER vs Cobalt Court Case API: A Lender's Comparison

PACER and the Cobalt Court Case API compared for lenders: federal nationwide access versus targeted programmatic state-court business signals, and why the two are complementary, not substitutes.

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