Cobalt Intelligence Secretary of State API

Cobalt Intelligence Can Automate Thousands of Secretary of State Lookups

How high-volume alternative lenders automate thousands of Secretary of State lookups per month, where per-lookup fees compound, and how to size verification ROI.

Secretary of State API

Secretary of State API

Shela Heramis

May 27, 2026

June 30, 2026

7 Minutes Read

UCC Filings for Asset-Based Lending Risk Assessment

How lenders use UCC filing data to route UCC asset based lending risk decisions before funding, with lien-count rules, collateral flags, and fallback handling.

News

Shela Heramis

July 1, 2026

June 29, 2026

10 Minutes Read

LendingClub Is Now Happen Bank, Funded by Deposits

Lenders rarely die of credit. They die of funding.

Secretary of State API

Shela Heramis

May 27, 2026

June 29, 2026

7 Minutes Read

Pre-Funding UCC Lien Search: Underwriter Workflow

How lenders use UCC filing data to route pre funding UCC lien search underwriter decisions before funding, with lien-count rules, collateral flags, and fallback handling.

News

Shela Heramis

June 27, 2026

June 26, 2026

9 Minutes Read

Goldman Funds AI That Clears 5x More SMB Loans

Your turnaround gap with banks is narrowing.

Secretary of State API

Shela Heramis

May 27, 2026

June 26, 2026

15 Minutes Read

How UCC Data Reveals Loan Stacking in MCA Portfolios

How MCA underwriters use UCC data to spot stacking patterns through filing count, secured-party names, filing recency, collateral overlap, and entity-match controls.

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here