Cobalt Intelligence Secretary of State API

Cobalt Intelligence Can Automate Thousands of Secretary of State Lookups

How high-volume alternative lenders automate thousands of Secretary of State lookups per month, where per-lookup fees compound, and how to size verification ROI.

Secretary of State API

News

Shela Heramis

August 1, 2026

July 31, 2026

9 Minutes Read

Open Lending's Only Bidder Cut Its Offer From $3.50 to $3.15

Eight buyers were contacted and one bid. While the two sides negotiated, certified loan volume kept falling, and the offer followed it down.

Business Verification

Shela Heramis

June 3, 2026

July 31, 2026

7 Minutes Read

Foreclosure History Checks for Real Estate Lending

How real estate and bridge lenders check a borrowing entity's foreclosure and litigation history in court records, route by severity, and fall back to county records where coverage ends.

Business Verification

Shela Heramis

June 3, 2026

July 30, 2026

7 Minutes Read

PACER vs Cobalt Court Case API: A Lender's Comparison

PACER and the Cobalt Court Case API compared for lenders: federal nationwide access versus targeted programmatic state-court business signals, and why the two are complementary, not substitutes.

News

Shela Heramis

July 31, 2026

July 29, 2026

8 Minutes Read

Fortress Will Buy $1.5B of Merchant Advances

A three-year forward flow for 5-to-10% fixed-fee paper, terms undisclosed

Business Verification

Shela Heramis

June 3, 2026

July 29, 2026

7 Minutes Read

Top Court Records APIs Compared for Lenders

Court records APIs compared for lenders on the axes that matter: coverage, search method, latency, integration model, and audit trail, with where a targeted state-court API fits.

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