Cobalt Intelligence Secretary of State API

Cobalt Intelligence Can Automate Thousands of Secretary of State Lookups

How high-volume alternative lenders automate thousands of Secretary of State lookups per month, where per-lookup fees compound, and how to size verification ROI.

Secretary of State API

Secretary of State API

Shela Heramis

May 18, 2026

May 29, 2026

19 Minutes Read

Is Manual Underwriting Dead? No, But Manual Verification Should Be

Is manual underwriting dead? No. The strategic shift is to automate business verification while keeping underwriters focused on judgment, exceptions, and risk policy.

Secretary of State API

Shela Heramis

May 13, 2026

May 28, 2026

11 Minutes Read

How to Use the Cobalt CLI: Install, Authenticate, and Run KYB Verification in 5 Minutes

A step-by-step guide to installing the Cobalt CLI, authenticating against the Cobalt Intelligence API, and running real Secretary of State, OFAC, and TIN verification from your terminal or CI pipeline.

Secretary of State API

Shela Heramis

May 27, 2026

15 Minutes Read

How UCC Data Reveals Loan Stacking in MCA Portfolios

How MCA underwriters use UCC data to spot stacking patterns through filing count, secured-party names, filing recency, collateral overlap, and entity-match controls.

News

Shela Heramis

May 28, 2026

May 27, 2026

7 Minutes Read

Banks Push $300B Into Private Credit Leverage

Why warehouse haircuts are the real read for MCA shops

Business Verification

Shela Heramis

May 13, 2026

May 27, 2026

12 Minutes Read

Court Case API: Slash Underwriting Risk in Seconds (2026)

A 2026 guide to integrating court records data into real-time underwriting for alternative lenders. Vendor comparison, build-vs-buy math, and the 5 RFP questions that expose data resellers.

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