Cobalt Intelligence Secretary of State API

Cobalt Intelligence can automate thousands of Secretary of State lookups

Countless hours manually performing Secretary of State lookups is a pain. It's a tedious and costly process that eats up valuable time. Not anymore!

Secretary of State API

Business Verification

Shela Heramis

January 26, 2026

11 Minutes Read

How Real-Time Secretary of State API Verification Prevents B2B Credit Application Fraud

Fraudsters exploit outdated business data to slip through credit application processes. The Bectran and Cobalt Intelligence integration brings real-time Secretary of State verification directly into credit workflows, enabling B2B credit teams to catch inactive entities and verify business legitimacy at the moment of application submission.

News

Shela Heramis

January 25, 2026

January 23, 2026

6 Minutes Read

Credit Key Gets $90M Barings Capital Backing

Net 30 terms at checkout compete with your advance products

Alternative Financing

Shela Heramis

October 19, 2025

October 14, 2025

6 Minutes Read

Top 10 Business Verification APIs for Lenders

They are segmented by their primary function to help institutional executives choose solutions that best fit their operational scope—be it specialized US data depth or comprehensive global compliance.

News

January 22, 2026

6 Minutes Read

NJ Bill Mandates APR Disclosure for MCA, Factoring Deals

$500K exemption threshold mirrors California requirements

Business Verification

Shela Heramis

January 23, 2026

14 Minutes Read

Texas Business Entity Verification: What Alternative Lenders Need to Know

Texas ranks among the top states for business entity formations, with over 3.2 million active entities. For alternative lenders, Texas verification presents unique challenges with terminology like Suspense and Involuntary Termination. This guide examines which statuses trigger automatic decline versus manual review.

Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here